1 Harvard Oval, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 1 Harvard Oval, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,232 sqft · built 2004
Lot Size	0.568 acres (24,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Aug 2013)
Tax Bill	$15,522 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00085-57-00001`

Property Details

APN / Parcel Number

Primary APN	`17-00085-57-00001`
Alternative APNs	`1700085005700001` `4040134`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
1st Floor Area	1,953 sqft
Upper Floors Area	1,463 sqft
Basement Area	1,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	24,738 sqft (0.568 acres)
Lot Dimensions	186 ft deep x 133 ft wide
Garage Area	368 sqft
Parking Spaces	2 Parking Spaces
Deck Area	525 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	4040134
Street Address	1 HARVARD OVAL
City	FREEHOLD
State	NJ
Zip	07728-5396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Subdivision	COLLEGE PARK SEC 7
Legal Block	85.57
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2025
Census Tract	810505

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 HARVARD OVAL, FREEHOLD, NJ 07728-5396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2013 · Amount on Record
Deed Sale	Aug 27, 2013 · Amount on Record
Prior Sale	Aug 30, 2002 · Amount on Record
Deed Document Number	201396786
Deed Book / Page	9033 / 2135
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1 HARVARD OVAL, FREEHOLD, NJ 07728-5396
Document Number	0000108924
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 HARVARD OVAL FREEHOLD NJ 077285396, FREEHOLD, NJ 07728-5396

Mortgage

Document Number	0000108924
Date	Sep 24, 2020
Book Page	009443/003653
Instrument	108924

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,200 (+4.74%) Land $335,700 Building $619,500	$955,200 (+4.74%) Land $335,700 Building $619,500
2025	$15,522.00 (+3.47%)	$912,000 (+18.43%) Land $305,600 Building $606,400	$912,000 (+18.43%) Land $305,600 Building $606,400
2024	$15,001.00 (+8.91%)
2023		$770,100 Land $274,100 Building $496,000	$770,100 Land $274,100 Building $496,000
2022	$13,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35