Westchester County and Cortlandt Town property record for 11 Frances Dr E, Montrose, NY 10548
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $566,000 (Aug 2023) |
| Tax Bill | $12,753 (2026) |
| Deeds & Mortgages | Aug 2023 Sale Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13.13-000-0 |
| Primary APN | 13.13-000-0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,000 sqft (0.436 acres) |
|---|---|
| Lot Dimensions | 181 ft deep x 100 ft wide |
| Account Number | 13.13-000-0 |
|---|---|
| Street Address | 11 FRANCES DR E |
| City | MONTROSE |
| State | NY |
| Zip | 10548-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13.13-000-003 |
| Legal Subdivision | HILLTOP ACRES |
| Legal Block | 3 |
| Legal Lot Number | 11.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | CORTLANDT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14604 |
Source: Westchester County and Cortlandt Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 FRANCES DR E, MONTROSE, NY 10548-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Bargain and Sale Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICE |
| Aug 25, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Aug 25, 2023 · Amount on Record |
| Deed Document Number | 2023632283249 |
| Prior Transfer Date | Jan 23, 2004 |
| Prior Transfer Doc | 0041281286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 25, 2023 |
| Property Address | 11 FRANCES DR E, MONTROSE, NY 10548-1304 |
| Document Number | 0632283249 |
| Map Reference | MAP 10796 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 632283249 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,264.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 FRANCES DR E, MONTROSE, NY 10548-1304 |
| Name | Verified Name |
|---|---|
| Address | 38 1 2 WOLDEN ROAD #A2 1 # A21, A2, OSSINING, NY 10562-5112 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 25, 2023 |
| Property Address | 11 FRANCES DR E, MONTROSE, NY 10548-1304 |
| Document Number | 0632283249 |
| Map Reference | MAP 10796 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 632283249 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | THOROUGHBRED TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,264.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 FRANCES DR E, MONTROSE, NY 10548-1304 |
| Name | Verified Name |
|---|---|
| Address | 38 1 2 WOLDEN ROAD #A2 1 # A21, A2, OSSINING, NY 10562-5112 |
| Document Number | 0632343353 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 632343353 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 FRANCES DR E, MONTROSE, NY 10548-1304 |
| Document Number | 0601563145 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | RG AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 E FRANCIS DR MONTROSE NY 105481304, MONTROSE, NY 10548-1304 |
| Document Number | 0601563145 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 060156/003145 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Cortlandt Town |
| Unified School District | Hendrick Hudson Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,753.00 | ||
| 2025 | $6,875 (-) Land $825 Building $6,050 | $568,182 (-2.48%) Land $68,182 Building $500,000 | |
| 2024 | $6,875 (-) Land $825 Building $6,050 | $582,627 (+3.39%) Land $69,915 Building $512,712 | |
| 2023 | $6,875 (-) Land $825 Building $6,050 | $563,525 (+9.84%) Land $67,623 Building $495,902 | |
| 2022 | $6,875 Land $825 Building $6,050 | $513,060 Land $61,567 Building $451,493 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1983–2011) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUCHANAN VILLAGE serves 2,200 people · EPA ID NY5903422 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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