Monroe County property record for 6 Exuma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,576 sqft · built 1963 |
| Lot Size | 0.365 acres (15,926 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $1,290,000 (Apr 2005) |
| Tax Bill | $22,662 (2024) |
| Deeds & Mortgages | Jun 2020 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00570040-000000 |
| Primary APN | 00570040-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,576 sqft Living Area |
| 1st Floor Area | 2,595 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 15,926 sqft (0.365 acres) |
| Garage Area | 253 sqft |
| Porch | Open Porch |
| Porch Area | 803 sqft |
| Patio Area | 1,820 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1703320 |
|---|---|
| Old Parcel Number | 07594100570040000000 |
| Street Address | 6 EXUMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 8 LT 9 OCEAN REEF PLAT #1 AMD KEY LARGO OR424-461-462 OR761-748 OR882-332 OR995-2378 OR1016-951C OR1197-345 OR1495-2035 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 6 EXUMA RD, KEY LARGO, FL 33037-5216 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 28, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2005 · Amount on Record |
| Deed Sale | Apr 7, 2005 · Amount on Record |
| Prior Sale | Feb 22, 2002 · Amount on Record |
| Deed Document Number | 1507849 |
| Deed Book / Page | 2101 / 1495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 6 EXUMA RD, KEY LARGO, FL 33037-5216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0030290861 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 3029/861 |
| Instrument | 2271360 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 6 EXUMA RD, KEY LARGO, FL 33037-5216 |
| Document Number | 0029940567 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 EXUMA RD KEY LARGO FL 330375216, KEY LARGO, FL 33037-5216 |
| Document Number | 0029940567 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 002994/000567 |
| Instrument | 2244274 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,140,047 (+19.76%) Land $3,511,502 Building $628,545 | $4,140,047 (+19.76%) Land $3,511,502 Building $628,545 | |
| 2024 | $22,662.00 (+17.9%) | ||
| 2023 | $19,221.00 (+12.17%) | $3,457,034 (+12.46%) Land $2,848,954 Building $608,080 | $3,457,034 (+12.46%) Land $2,848,954 Building $608,080 |
| 2022 | $17,136.00 | $3,074,130 Land $2,451,426 Building $622,704 | $3,074,130 Land $2,451,426 Building $622,704 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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