11 Compass Point Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 11 Compass Point Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,123 sqft · built 2017
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$3,725,000 (Jul 2021)
Tax Bill	$37,188 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16013-000-0490`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16013-000-0490`
Alternative APN	`1036677`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	4 Stories
Building Area	4,123 sqft Living Area
Gross Area	5,752 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Finished
Garage Area	273 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,324 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1036677
Street Address	11 COMPASS POINT WAY
City	INLET BEACH
State	FL
Zip	32461-8599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 WATERSOUND BEACH PH 4 PB 15-84 OR 2679-4293 OR 2887-4415 OR 2939-4887 OR 3011-3371 OR 3209-1038
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	WATERSOUND BEACH PH 4
Legal Phase	4
Legal Lot Number	49
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1050
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1050 HASTINGS CT, GREENSBORO, GA 30642-7083
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	20210037838
Deed Book / Page	3209 / 1038
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	11 COMPASS POINT WAY, INLET BEACH, FL 32461-8599
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 AUSTIN DR NE, CULLMAN, AL 35058-2056

Mortgage

Document Number	0032974239
Date	Aug 2, 2023
Book Page	3297/4239
Instrument	20230027692

Lender

Name	COGENT BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 28, 2021
Property Address	11 COMPASS POINT WAY, INLET BEACH, FL 32461-8599
Document Number	0032091038
Book / Page	3209 / 1038
Map Reference	MB 15 PG 84
Instrument Date	Jul 23, 2021
Instrument	20210037838
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 WHITE CIR SE, 306, HUNTSVILLE, AL 35801-4161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 VIEW POINT CIR, CULLMAN, AL 35057-6983

Mortgage

Document Number	32091040
Date	Jul 28, 2021
Instrument	3209/1040

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,048,586 (+4.28%) Land $1,400,000 Building $2,648,586	$4,048,586 (+4.28%) Land $1,400,000 Building $2,648,586
2024	$37,188.00 (+5.42%)
2023	$35,276.00 (+1.97%)	$3,882,309 (-1.81%) Land $1,395,956 Building $2,486,353	$3,882,309 (-1.81%) Land $1,395,956 Building $2,486,353
2022	$34,596.00	$3,953,963 Land $1,549,512 Building $2,404,451	$3,953,963 Land $1,549,512 Building $2,404,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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