10998 Payne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 10998 Payne Rd, Sebring, FL 33875

Property Summary

Property TypePrivate Preserve, Open Space Vacant Land
Lot Size5.01 acres (218,236 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Jun 2023)
Tax Bill$630 (2024)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APNC-01-36-28-010-0050-0000

Property Details

APN / Parcel Number

Primary APNC-01-36-28-010-0050-0000

Exterior

Lot Area218,236 sqft (5.01 acres)
Lot Dimensions652 ft deep x 335 ft wide

Location & Zoning

Street Address10998 PAYNE RD
CitySEBRING
StateFL
Zip33875-9720
Property CategoryVacant Land
Property TypeVacant Land > Private Preserve, Open Space
Local Zoning CodeAU
Legal DescriptionHENSCRATCH EST ADD UNREC PER R MILLER SURVEY E 1/2 OF TRACT 5 5.01 ACRES
Legal Range28E
Legal Township36S
Legal Section01
Legal SubdivisionHENSCRATCH EST ADD
Legal Tract5
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1061
Census Tract961401

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8583 S BALSAM ST, LITTLETON, CO 80128-6213
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleNov 29, 2001 · Amount on Record
Deed Document Number0029821744
Deed Book / Page2982 / 1744
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJun 23, 2023
Property Address10998 PAYNE RD, SEBRING, FL 33875-9720
Document Number0002157210
Book / Page2982 / 1744
Instrument DateJun 23, 2023
Instrument2157210
Transaction TypeTransfer
Record UpdatedJul 7, 2023
Title CompanyWHEATLAND TITLE, HEARTLAND TITLE

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2808 LOST BALL DR, SEBRING, FL 33872-4199

Transferred To (Grantee/Buyer)

NameVerified Name
Address8583 S BALSAM ST, LITTLETON, CO 80128-6213

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,514 (+5,452.24%) Land $69,514$69,514 (+101.09%) Land $69,514
2024$630.00 (+3,837.5%)
2023$16.00 (-11.11%)$1,252 (-7.46%) Land $1,252$34,569 (+1,010.83%)
2022$18.00$1,353 Land $1,353$3,112

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Rapid Systems
Fixed Wireless
50 / 10
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

Nearby Properties on Payne Rd

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