Highlands County property record for 10962 Payne Rd, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 3,428 sqft Living Area |
| Lot Size | 65,776 sqft (1.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2020) |
| Tax Bill | $3,773.00 (2024) |
| Primary APN | C016802000000070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 3,428 sqft Living Area |
| 1st Floor | 2,888 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Wood Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Slate Roof |
| Lot Area | 65,776 sqft (1.51 acres) |
| Depth X Width | 336 ft x 195 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 6,150 sqft Driveway |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 650 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Pool Area | 390 sqft Pool |
| Fence | Fence |
| Total Buildings | 2 Total Buildings |
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Patio Area | 618 sqft Patio |
| Porch | Open Porch |
| Porch Area | 804 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C016802000000070 |
|---|---|
| Street Address | 10962 PAYNE RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-9720 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | QUAIL RIDGE PB 13-PG 17 LOT 7 |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 01 |
| Legal Subdivision | QUAIL RIDGE SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | LAKE PLACID |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 961401 |
Source: Highlands County records · APN C016802000000070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10962 PAYNE RD, SEBRING, FL 33875-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2021 | Intrafamily Transfer, Transfer HEARTLAND TITLE INSURANCE |
| Sep 17, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Sep 17, 2020 · Amount on Record |
| Deed Doc Number | 0001999096 |
| Deed Book / Page | 2773 / 899 |
| Last Transfer Date | Mar 09, 2021 |
| Transfer Doc | 0002022684 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 09, 2021 |
| Property Address | 10962 PAYNE RD, SEBRING, FL 33875-9720 |
| Document Number | 0002022684 |
| Book / Page | 2807 / 282 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | Mar 05, 2021 |
| Instrument | 2022684 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10962 PAYNE RD, SEBRING, FL 33875-9720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 17, 2020 |
| Property Address | 10962 PAYNE RD, SEBRING, FL 33875-9720 |
| Document Number | 0001999096 |
| Book / Page | 2773 / 899 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 1999096 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10962 PAYNE RD, 10962, SEBRING, FL 33875-9720 |
| Name | Verified Name |
|---|---|
| Address | 10962 PAYNE RD, SEBRING, FL 33875-9720 |
| Document Number | 0002773901 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2773/901 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297,532 (+5.99%) | $347,951 (-16.5%) Land $30,200 Building $317,751 | |
| 2024 | $3,773.00 (+2%) | ||
| 2023 | $3,699.00 (+1.31%) Homeowner's exemption | $280,725 (+3%) | $416,694 (+18.77%) Land $26,425 Building $390,269 |
| 2022 | $3,651.00 Homeowner's exemption | $272,549 | $350,854 Land $22,650 Building $328,204 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 183 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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