Highlands County property record for 11154 Payne Rd, Sebring, FL 33875
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 2,316 sqft · built 1986 |
| Lot Size | 9.95 acres (433,593 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $877 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C016801000600000 |
| Primary APN | C016801000600000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Gross Area |
| 1st Floor Area | 1,772 sqft |
| Upper Floors Area | 544 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tar & Gravel |
| Lot Area | 433,593 sqft (9.95 acres) |
| Garage Type | Carport |
| Garage Area | 387 sqft |
| Carport | Carport |
| Carport Area | 387 sqft |
| Driveway | Concrete Driveway |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | Deck Area |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11154 PAYNE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9722 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Local Zoning Code | AU |
| Legal Description | HENSCRATCH EST ADD UNREC TRACT 6 OF R MILLER SURVEY 9.95 ACRES |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 01 |
| Legal Subdivision | HENSCRATCH EST |
| Legal Tract | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 961401 |
11154 Payne Rd, timberland, forest, woodland vacant land, is owned and occupied by two individuals.
Source: Highlands County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11154 PAYNE RD, SEBRING, FL 33875-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 19, 2026 |
| Property Address | 11154 PAYNE RD, SEBRING, FL 33875-9722 |
| Document Number | 0002326904 |
| Book / Page | 3212 / 1463 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20262326904 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11154 PAYNE RD, SEBRING, FL 33875-9722 |
The 2025 property tax bill for 11154 Payne Rd was $877 with a homeowner's exemption, up 2.3% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $877.00 (+2.33%) Homeowner's exemption | $72,314 | $184,395 Land $97,260 Building $87,135 |
| 2024 | $857.00 (+4.13%) | ||
| 2023 | $823.00 (+1.98%) Homeowner's exemption | $68,092 (+2.62%) | $195,571 (+68.96%) |
| 2022 | $807.00 Homeowner's exemption | $66,352 | $115,752 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11154 Payne Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11154 Payne Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rapid Systems Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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