Highlands County property record for 10912 Payne Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,572 sqft · built 1994 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Aug 2004) |
| Tax Bill | $1,936 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C016802000000050 |
| Primary APN | C016802000000050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,572 sqft Living Area |
| 1st Floor Area | 2,079 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Lot Dimensions | 337 ft deep x 195 ft wide |
| Garage Type | Finished |
| Garage Area | 529 sqft |
| Driveway | Driveway |
| Driveway Area | 1,100 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 584 sqft |
| Shed | 1 Shed |
| Shed Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C016802000000050 |
|---|---|
| Street Address | 10912 PAYNE RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | QUAIL RIDGE PB 13-PG 17 LOT 5 |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 01 |
| Legal Subdivision | QUAIL RIDGE SUB |
| Legal Lot Number | 5 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10912 PAYNE RD, SEBRING, FL 33875-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on Record |
| Deed Sale | Aug 31, 2004 · Amount on Record |
| Deed Document Number | 0017861796 |
| Deed Book / Page | 1786 / 1796 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175,188 (+17.52%) | $282,773 (-19.75%) Land $30,200 Building $252,573 | |
| 2024 | $1,936.00 (+3.2%) | ||
| 2023 | $1,876.00 (+2.12%) Homeowner's exemption | $149,067 (+3%) | $352,377 (+21.45%) Land $26,425 Building $325,952 |
| 2022 | $1,837.00 Homeowner's exemption | $144,725 | $290,140 Land $22,650 Building $267,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Rapid Systems Fixed Wireless | 50 / 10 |
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