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1099 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1099 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property TypeCondominium
Details3 ba · 2,191 sqft · built 1988
Lot Size1.16 acres (50,764 sqft)
Owner2 Individual Names on Record
Last Sale$669,500 (Jul 2025)
Tax Bill$2,553 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jul 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN136H J 015 C006

Property Details

APN / Parcel Number

Primary APN136H J 015 C006
Alternative APN
  • 0000124313

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,191 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area50,764 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000124313
Street Address1099 CONSTITUTION DR
CityCHATTANOOGA
StateTN
Zip37405-4246
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 41-Z2 PHASE 3 43-23 OUT OF 136H-J-15 FOR 1988
Legal SubdivisionHERITAGE LANDING PHA
Legal Phase3
Legal Unit41-Z2
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3001
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1099 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Deed of Trust, Mortgage · Line of Credit
TENNESSEE VALLEY FEDERAL CREDIT UNION
Jul 3, 2025Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Sep 26, 2017Warranty Deed, Transfer · Conventional Mortgage
PINNACLE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2025 · Amount on Record
Deed SaleJul 3, 2025 · Amount on Record
Prior SaleSep 26, 2017 · Amount on Record
Deed Document Number2025163
Deed Book / Page13972 / 774
Prior Transfer DateDec 16, 2004
Prior Transfer Doc0000000100
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateOct 14, 2026
Property Address1099 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246
Document Number0000000359
Book / Page14469 / 359
Instrument DateOct 7, 2026
Instrument14469359
Transaction TypeMortgage
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1099 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246

Mortgage

Document Number0000000359,
DateOct 14, 2026
Book Page14469/359
Instrument14469359
Lender
NameTENNESSEE VALLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 25, 2046
Interest
Rate TypeAdjustable Rate
Rate7.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 3, 2025
Property Address1099 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246
Document Number0000000163
Book / Page13972 / 774
Map ReferenceMB 60 PG 97-103
Instrument DateJul 3, 2025
Instrument2025070300163
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$2,477.15
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1099 CONSTITUTION DR # 41-Z2, 41-Z2, CHATTANOOGA, TN 37405-4246

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 26, 2017
Property Address1099 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246
Document Number0000000121
Book / Page11162 / 848
Map ReferenceMB3484 PG179
Instrument DateSep 25, 2017
Instrument2017092600121
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyEQUI TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,417.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1099 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246

Mortgage

Document Number0000000122
DateSep 26, 2017
Instrument2017092600122
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,553.00 (+4.2%)$168,500 (+53.85%)$674,000 (+53.85%) Land $200,000 Building $474,000
2024$2,450.00$109,525 (-)$438,100 (-) Land $100,000 Building $338,100
2023$2,450.00$109,525 (-)$438,100 (-) Land $100,000 Building $338,100
2022$2,450.00$109,525$438,100 Land $100,000 Building $338,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2003–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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