1093 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1093 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property Type	Condominium
Details	4 ba · 1,922 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136H J 015 C009`

Property Details

APN / Parcel Number

Primary APN	`136H J 015 C009`
Alternative APN	`0000125592`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,922 sqft Living Area

Exterior

Year Built	Built 1987
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000125592
Street Address	1093 CONSTITUTION DR
City	CHATTANOOGA
State	TN
Zip	37405-4246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 51-Y PHASE 4 HERITAGE LANDING PB 43 PG 93 OUT OF 136H-J-15 FOR 1989
Legal Subdivision	HERITAGE LANDING PHA
Legal Phase	4
Legal Unit	51-Y
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3001
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	243 SIGNAL MOUNTAIN RD STE 129, 129, CHATTANOOGA, TN 37405-1955
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022
Deed Sale	Jul 21, 2022
Deed Document Number	0013035261
Deed Book / Page	11547 / 069
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	2019011800190
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 18, 2019
Property Address	1093 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246
Document Number	0118000190
Book / Page	011547 / 000069
Instrument Date	Jan 18, 2019
Instrument	190118000190
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1093 CONSTITUTION DR CHATTANOOGA TN 374054246, CHATTANOOGA, TN 37405-4246

Mortgage

Document Number	118000191
Date	Jan 18, 2019
Book Page	011547/000076
Instrument	190118000191

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, FL 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00 (-12.39%)	$133,425 (+29.29%)	$533,700 (+29.29%) Land $200,000 Building $333,700
2024	$2,308.00	$103,200 (-)	$412,800 (-) Land $100,000 Building $312,800
2023	$2,308.00	$103,200 (-)	$412,800 (-) Land $100,000 Building $312,800
2022	$2,308.00	$103,200	$412,800 Land $100,000 Building $312,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20