1111 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1111 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property TypeCondominium
Details3 ba · 2,248 sqft · built 1988
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Aug 2021)
Tax Bill$2,487 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2021 Sale
Flood ZoneZone AE (high risk)
APN136H J 038 C119

Property Details

APN / Parcel Number

Primary APN136H J 038 C119
Alternative APN
  • 0000124337

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,248 sqft Living Area

Exterior

Year BuiltBuilt 1988
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000124337
Street Address1111 CONSTITUTION DR
CityCHATTANOOGA
StateTN
Zip37405-4247
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 38-L1 PHASE 3 HERITAGE LANDING 43-23 OUT OF 136H-J-38 FOR 1988
Legal SubdivisionHERITAGE LANDING PHA
Legal Phase3
Legal Unit38-L1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3005
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1111 CONSTITUTION DR, CHATTANOOGA, TN 37405-4247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Line of Credit
BANK-FUND STAFF FCU
Aug 30, 2021Warranty Deed, Transfer
TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Deed Document Number0012629321
Deed Book / Page12629 / 321
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1111 CONSTITUTION DR, CHATTANOOGA, TN 37405-4247
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000004
DateFeb 23, 2026
Book Page14202/900
Instrument2026022300004
Lender
NameBANK-FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 31, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 30, 2021
Property Address1111 CONSTITUTION DR, CHATTANOOGA, TN 37405-4247
Document Number0000000308
Book / Page12529 / 321
Map ReferenceMB 3190 PG 32
Instrument DateAug 30, 2021
Instrument2021083000308
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Tax$1,609.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1111 CONSTITUTION DR, CHATTANOOGA, TN 37405-4247

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,487.00 (+9.27%)$164,125 (+61.3%)$656,500 (+61.3%) Land $200,000 Building $456,500
2024$2,276.00$101,750 (-)$407,000 (-) Land $100,000 Building $307,000
2023$2,276.00$101,750 (-)$407,000 (-) Land $100,000 Building $307,000
2022$2,276.00$101,750$407,000 Land $100,000 Building $307,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2003–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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