1097 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1097 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property Type	Condominium
Details	3 ba · 2,191 sqft · built 1988
Lot Size	1.16 acres (50,764 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Jul 2006)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`136H J 015 C007`

Property Details

APN / Parcel Number

Primary APN	`136H J 015 C007`
Alternative APN	`0000124314`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,191 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	50,764 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000124314
Street Address	1097 CONSTITUTION DR
City	CHATTANOOGA
State	TN
Zip	37405-4246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 41-Z1 PHASE 3 HERITAGE LANDING 43-23 OUT OF 136H-J-15 FOR 1988
Legal Subdivision	HERITAGE LANDING PHA
Legal Phase	3
Legal Lot Number	UNIT
Legal Unit	41-Z1
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3001
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1097 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2006 · Amount on Record
Deed Sale	Jul 12, 2006 · Amount on Record
Deed Document Number	2006283
Deed Book / Page	8010 / 856
Prior Transfer Date	Oct 7, 1999
Prior Transfer Doc	0054680137
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 30, 2020
Property Address	1097 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246
Document Number	0430000217
Book / Page	011986 / 000315
Instrument Date	Apr 27, 2020
Instrument	200430000217
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1097 CONSTITUTION DR CHATTANOOGA TN 374054246, CHATTANOOGA, TN 37405-4246

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (-7.1%)	$143,400 (+37.13%)	$573,600 (+37.13%) Land $200,000 Building $373,600
2024	$2,339.00	$104,575 (-)	$418,300 (-) Land $100,000 Building $318,300
2023	$2,339.00	$104,575	$418,300 Land $100,000 Building $318,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20