1099 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1099 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,932 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$234,500 (2020)
Tax Bill	$3,065.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-0710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,932 sqft Living Area
Gross Area	2,352 sqft Gross Area
1st Floor	1,932 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	240 sqft Patio
Porch Area	58 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1099 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3423
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 71 OR4903/618
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	71
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4017
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0710

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1099 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3423
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Oct 30, 2014 · Amount on Record
Deed Doc Number	202021285
Deed Book / Page	4903 / 618
Prior Transfer Date	Jun 02, 2015
Prior Transfer Doc	0040411033
Record Refreshed	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 17, 2020
Property Address	1099 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3423
Document Number	0049030618
Book / Page	004903 / 000618
Instrument Date	Mar 16, 2020
Instrument	21285
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,642.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1099 ARDMORE ST ST AUGUSTINE FL 320923423, ST AUGUSTINE, FL 32092-3423

Mortgage

Document Number	49030620
Date	Mar 17, 2020
Book Page	004903/000620
Instrument	21286

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,049 (+2.7%)	$307,318 (-2.85%) Land $70,000 Building $237,318
2025	$3,065.00 (+13.43%) Homeowner's exemption	$241,528 (+5.99%)	$316,336 (-8.06%) Land $70,000 Building $246,336
2024	$2,702.00 (+2.08%)
2023	$2,647.00 (+3.24%) Homeowner's exemption	$227,884 (+3%)	$344,056 (+7.37%) Land $82,790 Building $261,266
2022	$2,564.00 Homeowner's exemption	$221,247	$320,427 Land $73,920 Building $246,507

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.