St. Johns County property record for 1110 Ardmore St, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $361,000 (Oct 2021) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-0300 |
| Primary APN | 028821-0300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 368 sqft |
| Patio Area | 249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1110 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 30 OR5386/1645 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT SAINT JOHNS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 30 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1110 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP |
| Jul 30, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Mar 4, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 2021108797 |
| Deed Book / Page | 5386 / 1645 |
| Prior Transfer Date | Apr 1, 2005 |
| Prior Transfer Doc | 0024131862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1110 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051350248 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5135/248 |
| Instrument | 2020118354 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 5, 2021 |
| Property Address | 1110 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0053861645 |
| Book / Page | 5386 / 1645 |
| Map Reference | MB 41 PG 58-66 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021108797 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,527.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 1110 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0053861647 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 5386/1647 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 30, 2021 |
| Property Address | 1110 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0053310129 |
| Book / Page | 5331 / 129 |
| Map Reference | MB 41 PG 58-66 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021084426 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,055.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 N CRIDER RD, CORDELL, OK 73632 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 1110 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0048950477 |
| Book / Page | 004895 / 000477 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 17376 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1110 ARDMORE ST ST AUGUSTINE FL 320923427, ST AUGUSTINE, FL 32092-3427 |
| Document Number | 48950479 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 004895/000479 |
| Instrument | 17377 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,113 (-3.23%) Land $70,000 Building $224,113 | $294,113 (-3.23%) Land $70,000 Building $224,113 | |
| 2025 | $3,905.00 (-7.11%) Homeowner's exemption | $303,944 (-3.51%) | $303,944 (-3.51%) Land $70,000 Building $233,944 |
| 2024 | $4,204.00 (-5.04%) | $315,001 (-4.2%) | $315,001 (-4.2%) Land $80,000 Building $235,001 |
| 2023 | $4,427.00 (+1.61%) | $328,822 (+2.1%) | $328,822 (+2.1%) Land $82,790 Building $246,032 |
| 2022 | $4,357.00 | $322,062 | $322,062 Land $73,920 Building $248,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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