1097 Shadow Point Dr, Saint George, UT 84770 Property Records

Washington County property record for 1097 Shadow Point Dr, Saint George, UT 84770

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 4,846 sqft · built 2004
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (May 2018)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SG-SM-7-273`

Property Details

APN / Parcel Number

Primary APN	`SG-SM-7-273`
Alternative APN	`0577380`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	1 Story
Building Area	4,846 sqft Living Area
Gross Area	5,176 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Valley
Garage Type	Attached
Garage Area	1,829 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	787 sqft
Deck Area	Deck Area
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0577380
Street Address	1097 SHADOW POINT DR
City	SAINT GEORGE
State	UT
Zip	84770-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	SUBDIVISION: SHADOW MOUNTAIN 7 (SG) LOT: 273
Legal Subdivision	SHADOW MOUNTAIN 7
Legal Lot Number	273
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1014
Census Tract	271501

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jul 23, 2020	Intrafamily Transfer, Transfer
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Jul 5, 2007 · Amount on Record
Deed Document Number	201821290
Last Transfer Date	Apr 3, 2020
Transfer Doc	0000038223
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	TITLE 365- NLSE, TITLE365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013702
Date	Mar 9, 2022
Instrument	20220013702

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029949
Date	Jul 30, 2019
Instrument	20190029949

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017159
Date	Apr 8, 2020
Instrument	20200017159

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003400
Date	Jan 15, 2021
Instrument	20210003400

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Jul 23, 2020
Property Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024
Document Number	0000038223
Instrument Date	Apr 3, 2020
Instrument	20200038223
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	May 22, 2018
Property Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024
Document Number	0000021290
Instrument Date	May 22, 2018
Instrument	20180021290
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INFINITY TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 S DLOG LANE, 2105, WASHINGTON, UT 84780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 SHADOW POINT DR, SAINT GEORGE, UT 84770-8024

Mortgage

Document Number	0000021291
Date	May 22, 2018
Instrument	20180021291

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,645 (+0.51%) Land $111,925 Building $467,720	$1,053,900 (+0.51%) Land $203,500 Building $850,400
2025	$3,663.00 (-5.1%)
2023	$3,860.00	$576,730	$1,048,600 Land $203,500 Building $845,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
InfoWest Fixed Wireless	100 / 20

May also be available: Verizon.

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