10956 Higley Cir E, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 10956 Higley Cir E, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,588 sqft · built 1990
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Sep 2018)
Deeds & Mortgages	Jun 2026 Sale Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00031-045-A`

Property Details

APN / Parcel Number

Primary APN	`10-00031-045-A`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Basement Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	76,230 sqft (1.75 acres)
Lot Width	70 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	4,695 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10956 HIGLEY CIR E
City	SCHOOLCRAFT
State	MI
Zip	49087-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SEC 31-3-11 COM NW COR LOT 63 SUGAR ISLAND ESTATES, TH N31DEG00'30"W 151.83 FT, TH S58DEG59'30"W 166.17 FT FOR POB, TH
Legal Range	11
Legal Township	03
Legal Section	31
Legal Subdivision	SUGAR ISLAND ESTATES
Legal Lot Number	63
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2010
Census Tract	2002

Owner

10956 Higley Cir E is owned and occupied by two individuals who acquired it in December 2025.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10956 W HIGLEY CIR, SCHOOLCRAFT, MI 49087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2020	Deed of Trust, Mortgage 1ST SOURCE BANK
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
May 6, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Sep 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP
Sep 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Deed Document Number	201830331
Last Transfer Date	Dec 1, 2025
Transfer Doc	0000017673
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 9, 2026
Property Address	10956 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Document Number	0000017673
Instrument Date	Dec 1, 2025
Instrument	202617673
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10956 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Transaction Type	Mortgage
Record Updated	Jul 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017677
Date	Jun 8, 2020
Instrument	2020-017677

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10956 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020011811
Date	Apr 15, 2020
Instrument	2020-011811

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Apr 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10956 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019012458
Date	May 6, 2019
Instrument	2019-012458

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10956 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018028882
Date	Sep 13, 2018
Instrument	2018-028882

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 26, 2018
Property Address	10956 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Document Number	2018030331
Instrument Date	Aug 31, 2018
Instrument	2018-030331
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Tax	$3,500.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10956 HIGLEY CIR E, 10956, SCHOOLCRAFT, MI 49087-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GARRISON AVE, BATTLE CREEK, MI 49017-4732

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,900 (+4.78%)	$587,800 (+4.78%)
2025	Homeowner's exemption	$280,500	$561,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10956 Higley Cir E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10956 Higley Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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