11045 Higley Cir E, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 11045 Higley Cir E, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,624 sqft · built 1970
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,100 (Nov 2013)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-06-225-590`

Property Details

APN / Parcel Number

Primary APN	`14-06-225-590`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,624 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	189 ft deep x 90 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11045 HIGLEY CIR E
City	SCHOOLCRAFT
State	MI
Zip	49087-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SCHTWP.ORG
Legal Description	P68F-61 SUGAR ISLAND ESTATES LOT 61
Legal Subdivision	SUGAR ISLAND ESTATES
Legal Lot Number	61
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	2
Census Block	2036
Census Tract	6102

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11045 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2013 · Amount on Record
Deed Sale	Nov 13, 2013 · Amount on Record
Prior Sale	Sep 20, 2012 · Amount on Record
Deed Document Number	201346245
Last Transfer Date	Mar 16, 2017
Transfer Doc	2017008262
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	11045 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8470
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020024046
Date	Jul 28, 2020
Instrument	2020-024046

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 22, 2017
Property Address	11045 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8470
Document Number	2017008262
Map Reference	LB30 PG4
Instrument Date	Mar 16, 2017
Instrument	2017-008262
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, FA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8470

Mortgage

Document Number	2017008263
Date	Mar 22, 2017
Instrument	2017-008263

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,700 (-14.66%)	$547,400 (-14.66%)
2025	$5,037.00 (+41.45%) Homeowner's exemption	$320,700 (+20.25%)	$641,400 (+20.25%)
2023		$266,700	$533,400
2019	$3,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	860.5 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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