10940 Higley Cir E, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 10940 Higley Cir E, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,498 sqft · built 2012
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Oct 2018)
Tax Bill	$9,623 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00031-045-C`

Property Details

APN / Parcel Number

Primary APN	`10-00031-045-C`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	3,498 sqft Living Area
1st Floor Area	1,553 sqft
Basement Area	1,553 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	380 ft deep x 100 ft wide
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10940 HIGLEY CIR E
City	SCHOOLCRAFT
State	MI
Zip	49087-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SEC 31-3-11 COM NW COR LOT 63 SUGAR ISLAND ESTATES, TH N31DEG00'30"W 151.83 FT TO POB, THA S58DEG59'30"W 100.17 FT, TH
Legal Range	11
Legal Township	03
Legal Section	31
Legal Subdivision	SUGAR ISLAND ESTATES
Legal Lot Number	63
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2010
Census Tract	2002

Owner

10940 Higley Cir E is owned and occupied by an individual who bought it in October 2018.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10940 W HIGLEY CIR, SCHOOLCRAFT, MI 49087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Aug 3, 2011 · Amount on File
Deed Document Number	201832147
Prior Transfer Date	Jul 26, 2011
Prior Transfer Doc	2011026028
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10940 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10940 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469

Mortgage

Document Number	2022024011
Date	Jul 25, 2022
Instrument	2022-024011

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10940 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020025123
Date	Aug 5, 2020
Instrument	2020-025123

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 10, 2018
Property Address	10940 HIGLEY CIR E, SCHOOLCRAFT, MI 49087-8469
Document Number	2018032147
Instrument Date	Sep 21, 2018
Instrument	2018-032147
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10940 HIGLEY CIR E, 10940, SCHOOLCRAFT, MI 49087-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10940 W HIGLEY CIR, BIG RAPIDS, MI 49307

Mortgage

Document Number	2018032148
Date	Oct 10, 2018
Instrument	2018-032148

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10940 Higley Cir E was $9,623 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,800 (+6.03%)	$893,600 (+6.03%)
2025	$9,623.00 Homeowner's exemption	$421,400	$842,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10940 Higley Cir E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10940 Higley Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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