Highlands County property record for 10700 Payne Rd, Sebring, FL 33875
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $16,500 (Mar 2020) |
| Tax Bill | $359 (2024) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-01-36-28-020-0000-0010 |
| Primary APN | C-01-36-28-020-0000-0010 |
|---|
| Lot Area | 58,806 sqft (1.35 acres) |
|---|---|
| Lot Dimensions | 304 ft deep x 181 ft wide |
| Street Address | 10700 PAYNE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9718 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AU |
| Legal Description | QUAIL RIDGE PB 13 PG 17 LOT 1 |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 01 |
| Legal Subdivision | QUAIL RIDGE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10327 PAYNE RD, SEBRING, FL 33875-9401 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on Record |
| Deed Sale | Mar 23, 2020 · Amount on Record |
| Deed Document Number | 1980294 |
| Deed Book / Page | 2745 / 565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 23, 2020 |
| Property Address | 10700 PAYNE RD, SEBRING, FL 33875-9718 |
| Document Number | 0001980294 |
| Book / Page | 2745 / 565 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 1980294 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 FAIRWAY OAKS DR, 145, SEDONA, AZ 86351-8828 |
| Name | Verified Name |
|---|---|
| Address | 180 SHEPPARD TRL, SEBRING, FL 33875-9430 |
| Document Number | 0027450567 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2745/0567 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 20, 2025 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,000 (+14.29%) Land $27,000 | $27,000 (+14.29%) Land $27,000 | |
| 2024 | $359.00 (+16.18%) | ||
| 2023 | $309.00 (+9.96%) | $23,625 (+16.67%) Land $23,625 | $23,625 (+16.67%) Land $23,625 |
| 2022 | $281.00 | $20,250 Land $20,250 | $20,250 Land $20,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Rapid Systems Fixed Wireless | 50 / 10 |
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