St. Joseph County property record for 10910 M 60, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,652 sqft · built 2018 |
| Lot Size | 15.7 acres (685,199 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 004-030-016-40 |
| Primary APN | 004-030-016-40 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,652 sqft Building Perimeter |
| 1st Floor Area | 1,652 sqft |
| Basement Area | 1,652 sqft |
| Unfinished Basement | 1,652 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Lot Area | 685,199 sqft (15.7 acres) |
| Lot Dimensions | 250 ft deep x 250 ft wide |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10910 M 60 |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM SE COR SEC 30 T6S R12W TH N 89D 29M 30S W 450 FT TO POB TH N 89D 29M 30S W 870.7 FT TH N 00D 03M 06S W 763 FT TH S 89D 04 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 30 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 41102 |
10910 M 60 is owner-occupied and held in a trust since October 2011.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10910 M 60, THREE RIVERS, MI 49093-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2011 |
| Transfer Doc | 1629/0004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 10910 M 60, THREE RIVERS, MI 49093-8205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L |
| Name | Verified Name |
|---|
| Document Number | 1932/0343 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 1932/0343 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
The 2025 property tax bill for 10910 M 60 was $3,814 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,400 (+15.41%) Land $58,900 Building $190,500 | $498,800 (+15.41%) Land $117,800 Building $381,000 | |
| 2025 | $3,814.00 Homeowner's exemption | $216,100 Land $63,700 Building $152,400 | $432,200 Land $127,400 Building $304,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10910 M 60 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Most Recent Claim | Sep 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10910 M 60 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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