10778 M 60, Three Rivers, MI 49093 Property Records

Cass County property record for 10778 M 60, Three Rivers, MI 49093 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft
Lot Size	9.27 acres (403,801 sqft)
Owner	Individual Name on File
Last Sale	$258,750 (Jun 2023)
Tax Bill	$826 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-080-036-012-40`

Property Details

APN / Parcel Number

Primary APN	`14-080-036-012-40`

Interior

Full Baths	2 Baths
Building Area	1,352 sqft Building Perimeter
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Architectural Style	Ranch
Lot Area	403,801 sqft (9.27 acres)
Garage Area	780 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10778 M 60
City	THREE RIVERS
State	MI
Zip	49093-9290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	517D COM S 89 DEG 56'8E 1294.38 FT FRM W 1/4 COR, TH N 0 DEG 2'52E 883.21 FT, S 89 DEG 51'15E 436.33 FT, S 2 DEG 46'5E
Legal Range	13W
Legal Township	06S
Legal Section	36
Legal Lot Number	39
Jurisdiction	CASS MI
Township / Civil Division	NEWBERG
Census Block Group	2
Census Block	2028
Census Tract	1702

Owner

Source: Cass County records · APN 14-080-036-012-40

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10778 M 60, THREE RIVERS, MI 49093-9290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2023 · Amount on Record
Deed Sale	Jun 08, 2023 · Amount on Record
Prior Sale	Oct 06, 2005 · Amount on Record
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 08, 2023
Property Address	10778 M 60, THREE RIVERS, MI 49093-9290
Document Number	01233/1070
Book / Page	1233 / 1070
Instrument Date	Mar 30, 2023
Transaction Type	Transfer
Record Updated	Jul 04, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 208, JONES, MI 49061-0208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10778 M 60, THREE RIVERS, MI 49093-9290

Mortgage

Document Number	0012331072
Date	Jun 08, 2023
Instrument	1233-1072

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Newberg Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,900 (+9.38%)	$321,800 (+9.38%)
2025	$826.00 (-59.39%) Homeowner's exemption	$147,100 (+16.19%) Land $147,100	$294,200 (+16.19%) Land $294,200
2023		$126,600 (+15.51%)	$253,200 (+15.51%)
2022	$2,034.00 (+9.35%) Homeowner's exemption	$109,600	$219,200
2020	$1,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midwest Energy Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mercury Broadband, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.