Yavapai County property record for 1090 E Beech Cir, Cottonwood, AZ 86326
| Property Type | Single Family Home |
|---|---|
| Details | 1,372 sqft · built 1981 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,500 (Feb 1997) |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 406-42-090A |
| Primary APN | 406-42-090A |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 1,372 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 40642090A3 |
|---|---|
| Street Address | 1090 E BEECH CIR |
| City | COTTONWOOD |
| State | AZ |
| Zip | 86326-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PCL OF LAND 100 X 110 FT LYING IN THE N2NE4SW4SE4 OF SEC 34 16 3E CONT .25 AC |
| Legal Range | 03E |
| Legal Township | 16N |
| Legal Section | 34 |
| Jurisdiction | YAVAPAI AZ |
| Township / Civil Division | MINGUS MOUNTAIN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 2001 |
1090 E Beech Cir is owned and occupied by an individual who bought it in February 1997.
Source: Yavapai County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1090 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC |
| Dec 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION WEST |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 1997 · Amount on File |
| Deed Sale | Feb 3, 1997 · Amount on File |
| Deed Document Number | 19975757 |
| Deed Book / Page | 3352 / 702 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 1090 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1090 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Document Number | 0000006216 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-0006216 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 1090 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1090 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Document Number | 0000054162 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-0054162 |
| Name | CREDIT UNION WEST |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, AZ 85312 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 1090 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 20210007836 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0007836 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1090 E Beech Cir was $573 with a widower's exemption.
Source: Yavapai County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Yavapai County |
| Municipality | Cottonwood City |
| Elementary School District | Cottonwood-Oak Creek Elementary District (PK - 08) |
| Secondary School District | Mingus Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $23,780 | $237,801 Land $44,803 Building $192,998 | |
| 2025 | $573.00 | $23,359 Land $4,397 Building $18,962 | $233,591 Land $43,971 Building $189,620 |
| 2022 | $531.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1090 E Beech Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1090 E Beech Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONWOOD MUNICIPAL WATER CW1 private · serves 11,288 people · EPA ID AZ0413025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Bolt Internet Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Verde Valley Internet Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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