Yavapai County property record for 1078 E Beech Cir, Cottonwood, AZ 86326
| Property Type | Single Family Home |
|---|---|
| Details | 1,302 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $177,000 (May 2017) |
| Tax Bill | $736 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 406-40-072 |
| Primary APN | 406-40-072 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 294 sqft |
| Utility Building | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 406400726 |
|---|---|
| Street Address | 1078 E BEECH CIR |
| City | COTTONWOOD |
| State | AZ |
| Zip | 86326-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRIE VERDE LOT 7 |
| Legal Range | 03E |
| Legal Township | 16 |
| Legal Section | 34 |
| Legal Subdivision | TERRIE VERDE |
| Legal Lot Number | 7 |
| Jurisdiction | YAVAPAI AZ |
| Township / Civil Division | MINGUS MOUNTAIN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 2001 |
1078 E Beech Cir is owned by a company that bought it in May 2017.
Source: Yavapai County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1078 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 30, 2020 | Quit Claim Deed, Transfer EMM LNS LLC |
| May 16, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST CMNTY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on File |
| Deed Sale | May 16, 2017 · Amount on File |
| Prior Sale | Jan 24, 2014 · Amount on File |
| Deed Document Number | 201724409 |
| Prior Transfer Date | Sep 23, 1997 |
| Prior Transfer Doc | 0000055887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 1078 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1078 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Document Number | 0000048495 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023-0048495 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Recording Date | Dec 30, 2020 |
| Property Address | 1078 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Document Number | 0000081946 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 81946 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | ESL TITLE AND SETTLEMENT SERVICES, ESL TITLE & SETTLEMENT SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1078 E BEECH CIR COTTONWOOD AZ 863264229, COTTONWOOD, AZ 86326-4229 |
| Document Number | 81947 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 81947 |
| Name | EMM LNS LLC |
|---|---|
| Address | CHERRY HILL, NJ 08002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Recording Date | May 16, 2017 |
| Property Address | 1078 E BEECH CIR, COTTONWOOD, AZ 86326-4229 |
| Document Number | 0000024409 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 24409 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Title Company | YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5220 E PEARL LN COTTONWOOD AZ 863266062, COTTONWOOD, AZ 86326-6062 |
| Document Number | 24410 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 24410 |
| Name | FIRST CMNTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | KILLEEN, TX 76542 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
The 2025 property tax bill for 1078 E Beech Cir was $736.
Source: Yavapai County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Yavapai County |
| Municipality | Cottonwood City |
| Elementary School District | Cottonwood-Oak Creek Elementary District (PK - 08) |
| Secondary School District | Mingus Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $25,140 | $251,401 Land $85,765 Building $165,636 | |
| 2025 | $736.00 | $24,740 Land $8,180 Building $16,560 | $247,395 Land $81,800 Building $165,595 |
| 2022 | $690.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1078 E Beech Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1078 E Beech Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONWOOD MUNICIPAL WATER CW1 private · serves 11,288 people · EPA ID AZ0413025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Bolt Internet Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Verde Valley Internet Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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