1089 E Beech Cir, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 1089 E Beech Cir, Cottonwood, AZ 86326

Property Summary

Property TypeSingle Family Home
Details1,064 sqft · built 1972
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2007)
Tax Bill$624 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN406-40-066

Property Details

APN / Parcel Number

Primary APN406-40-066
Alternative APNs
  • 4064006609
  • 406400669

Interior

Stories1 Story
Building Area1,064 sqft Living Area
Gross Area1,352 sqft
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number406400669
Street Address1089 E BEECH CIR
CityCOTTONWOOD
StateAZ
Zip86326-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRIE VERDE LOT 1
Legal SubdivisionTERRIE VERDE
Legal Lot Number1
JurisdictionYAVAPAI AZ
Township / Civil DivisionMINGUS MOUNTAIN
Census Block Group4
Census Block4011
Census Tract2001

Owner

1089 E Beech Cir is owned and occupied by an individual who bought it in June 2007.

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1089 E BEECH CIR, COTTONWOOD, AZ 86326-4229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2007 · Amount on File
Deed SaleJun 15, 2007 · Amount on File
Deed Document Number20074146696
Deed Book / Page4515 / 393
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address1089 E BEECH CIR, COTTONWOOD, AZ 86326-4229
Document Number0000035144
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 E BEECH CIR COTTONWOOD AZ 863264229, COTTONWOOD, AZ 86326-4229

Mortgage

Document Number0000035144
DateJun 26, 2020
Instrument35144
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1089 E Beech Cir was $624.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
MunicipalityCottonwood City
Elementary School DistrictCottonwood-Oak Creek Elementary District (PK - 08)
Secondary School DistrictMingus Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$22,583$225,832 Land $85,765 Building $140,067
2025$624.00$21,971 Land $8,180 Building $13,791$219,707 Land $81,800 Building $137,907
2022$585.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1089 E Beech Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 E Beech Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONWOOD MUNICIPAL WATER CW1
private · serves 11,288 people · EPA ID AZ0413025
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Bolt Internet
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20
Verde Valley Internet
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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