1074 E Beech Cir, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 1074 E Beech Cir, Cottonwood, AZ 86326

Property Summary

Property Type	Single Family Home
Details	1,348 sqft · built 1974
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2019)
Tax Bill	$676 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`406-40-076`

Property Details

APN / Parcel Number

Primary APN	`406-40-076`
Alternative APNs	`4064007608` `406400768`

Interior

Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	356 sqft
Patio Area	144 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	406400768
Street Address	1074 E BEECH CIR
City	COTTONWOOD
State	AZ
Zip	86326-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRIE VERDE LOT 11
Legal Subdivision	TERRIE VERDE
Legal Lot Number	11
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	4
Census Block	4011
Census Tract	2001

Owner

1074 E Beech Cir is owned and occupied by an individual who bought it in July 2019.

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1074 E BEECH CIR, COTTONWOOD, AZ 86326-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Deed Document Number	201937603
Prior Transfer Date	Apr 22, 1996
Prior Transfer Doc	0031930657
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jul 24, 2019
Property Address	1074 E BEECH CIR, COTTONWOOD, AZ 86326-4229
Document Number	0000037603
Instrument Date	Jul 9, 2019
Instrument	37603
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 E BEECH CIR COTTONWOOD AZ 863264229, COTTONWOOD, AZ 86326-4229

Mortgage

Document Number	37604
Date	Jul 24, 2019
Instrument	37604

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1074 E Beech Cir was $676, up 4.2% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Cottonwood City
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$25,385 (+0.67%)	$253,854 (+0.67%) Land $92,626 Building $161,228
2026		$25,217 (+0.49%)	$252,168 (+0.49%) Land $89,408 Building $162,760
2025	$676.00 (+4.16%)	$25,094 Land $8,941 Building $16,153	$250,939 Land $89,408 Building $161,531
2024	$649.00
2022	$634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1074 E Beech Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1074 E Beech Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD MUNICIPAL WATER CW1 private · serves 11,288 people · EPA ID AZ0413025
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20