Guadalupe County property record for 109 Verbena Gap, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,594 sqft · built 2004 |
| Lot Size | 0.187 acres (8,144 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,019 (2023) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1851100200900000 |
| Primary APN | 1G1851100200900000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| Gross Area | 2,285 sqft |
| 1st Floor Area | 1,594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,144 sqft (0.187 acres) |
| Lot Dimensions | 102 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 355 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 45 sqft |
| Patio Area | 195 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 VERBENA GAP |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANTANA SUBD #1 BLOCK 2 LOT 9 .187 AC |
| Legal Subdivision | LANTANA SUBD #1 |
| Legal Tract | 9 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 210711 |
109 Verbena Gap is owned and occupied by two individuals.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 VERBENA GAP, CIBOLO, TX 78108-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU |
| Jun 19, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0099004766 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 202699004766 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 109 VERBENA GAP, CIBOLO, TX 78108-2257 |
| Document Number | 0000016249 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 VERBENA GAP CIBOLO TX 781082257, CIBOLO, TX 78108-2257 |
| Document Number | 0000016249 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 16249 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 28, 2045 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,434 (-10.98%) Land $39,357 Building $193,077 | $232,434 (-10.98%) Land $39,357 Building $193,077 | |
| 2025 | $261,115 Land $46,428 Building $214,687 | $261,115 Land $46,428 Building $214,687 | |
| 2023 | $10,019.00 (+157.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $302,766 Land $53,248 Building $249,518 | $302,766 Land $53,248 Building $249,518 |
| 2022 | $3,898.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Verbena Gap in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Verbena Gap is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures