108 Verbena Gap, Cibolo, TX 78108 Property Records

Guadalupe County property record for 108 Verbena Gap, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2004
Lot Size	0.131 acres (5,710 sqft)
Owner	2 Individual Names on File
Last Sale	$306,565 (Nov 2023)
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`1G1851100101200000`

Property Details

APN / Parcel Number

Primary APN	`1G1851100101200000`
Alternative APNs	`000000112314` `000000248532` `000000292723` `112314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,710 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 VERBENA GAP
City	CIBOLO
State	TX
Zip	78108-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANTANA SUBD #1 BLOCK 1 LOT 12 .1311 AC
Legal Subdivision	LANTANA SUBD #1
Legal Tract	12
Legal Block	1
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1009
Census Tract	210711

Owner

108 Verbena Gap is owned and occupied by two individuals who bought it in November 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 VERBENA GAP, CIBOLO, TX 78108-2257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Vendor's Lien, Transfer · Conventional Mortgage KIND LENDING LLC
Mar 6, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Mar 6, 2023
Deed Document Number	202327702
Prior Transfer Date	Nov 14, 2013
Prior Transfer Doc	0000024435
Record Updated	Sep 20, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 13, 2023
Property Address	TX
Document Number	0099027702
Map Reference	VOL 6 PG 566
Instrument Date	Nov 10, 2023
Instrument	202399027702
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 S GREENFIELD DR, FREEPORT, IL 61032-7125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 VERBENA GAP, CIBOLO, TX 78108-2257

Mortgage

Document Number	0099027703
Date	Nov 13, 2023
Instrument	202399027703

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 6, 2023
Property Address	108 VERBENA GAP, CIBOLO, TX 78108-2257
Document Number	0099005364
Map Reference	VOL 6 PG 566
Instrument Date	Feb 28, 2023
Instrument	202399005364
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 S GREENFIELD DR, FREEPORT, IL 61032-7125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 S GREENFIELD DR, FREEPORT, IL 61032-7125

Tax Assessment & Valuation

The 2025 property tax bill for 108 Verbena Gap was $2,787 with a homeowner's exemption, down 40.5% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,377 (-4.09%) Land $33,230 Building $181,147	$214,377 (-4.09%) Land $33,230 Building $181,147
2025	$2,787.00 (-40.51%) Homeowner's exemption	$223,510 Land $36,793 Building $186,717	$223,510 Land $36,793 Building $186,717
2024	$4,685.00 (-9.06%)
2023	$5,152.00 (-10.12%)	$266,681 Land $43,439 Building $223,242	$266,681 Land $43,439 Building $223,242
2022	$5,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Verbena Gap in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Verbena Gap is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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