104 Verbena Gap, Cibolo, TX 78108 Property Records

Guadalupe County property record for 104 Verbena Gap, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,212 sqft · built 2003
Lot Size	0.145 acres (6,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,082 (Aug 2023)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G1851100101100000`

Property Details

APN / Parcel Number

Primary APN	`1G1851100101100000`
Alternative APNs	`000000112313` `000000260987` `000000289997` `112313`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	951 sqft
2nd Floor Area	1,261 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,310 sqft (0.145 acres)
Lot Dimensions	108 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	354 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	104 VERBENA GAP
City	CIBOLO
State	TX
Zip	78108-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANTANA SUBD #1 BLOCK 1 LOT 11 0.1449 AC
Legal Subdivision	LANTANA SUBD #1
Legal Tract	11
Legal Block	1
Legal Lot Number	11
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1009
Census Tract	210711

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 VERBENA GAP, CIBOLO, TX 78108-2257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Vendor's Lien, Transfer · USDA Mortgage WELLS FARGO BANK NA
Mar 4, 2021	Warranty Deed, Transfer · VA Mortgage JFQ LENDING INC
Feb 21, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	202320443
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	0099003676
Record Updated	Sep 20, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 15, 2023
Property Address	TX
Document Number	0099020443
Map Reference	VOL 6 PG 566
Instrument Date	Aug 9, 2023
Instrument	202399020443
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 VERBENA GAP, CIBOLO, TX 78108-2257

Mortgage

Document Number	0099020444
Date	Aug 15, 2023
Instrument	202399020444

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 4, 2021
Property Address	TX
Document Number	0099007277
Map Reference	VOL 7 PG 347
Instrument Date	Feb 28, 2021
Instrument	202199007277
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	FIRST AMERICAN TITLE, FATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 BRUO KOWEN, CIBOLO, TX 78108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 LOWER SEGUIN RD, CIBOLO, TX 78108-4063

Mortgage

Document Number	0099006767
Date	Mar 4, 2021
Instrument	202199006767

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 21, 2018
Property Address	104 VERBENA GAP, CIBOLO, TX 78108-2257
Document Number	0000003676
Instrument Date	Feb 16, 2018
Instrument	3676
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 HAMPTON LOOP #2 MINOT AFB ND 587041289, 2, MINOT AFB, ND 58704-1289

Mortgage

Document Number	3677
Date	Feb 21, 2018
Instrument	3677

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,793 (-6.58%) Land $34,621 Building $212,172	$246,793 (-6.58%) Land $34,621 Building $212,172
2025	$5,098.00 (-3.92%)	$264,181 (-14.41%) Land $39,072 Building $225,109	$264,181 (-14.41%) Land $39,072 Building $225,109
2024	$5,306.00 (-11.02%)
2023	$5,963.00 (-0.07%)	$308,648 (+11.31%) Land $45,712 Building $262,936	$308,648 (+11.31%) Land $45,712 Building $262,936
2022	$5,967.00	$277,278 Land $40,811 Building $236,467	$277,278 Land $40,811 Building $236,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

Nearby Properties on Verbena Gap

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures