Preble County property record for 109 Thomas St, Gratis, OH 45330 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,384 sqft Living Area |
| Lot Size | 9,365 sqft (0.215 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $36,000 (1992) |
| Tax Bill | $1,542.00 (2025) |
| Primary APN | C06-0010-017-00-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,384 sqft Living Area |
| 1st Floor | 2,384 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 9,365 sqft (0.215 acres) |
| Depth X Width | 132 ft x 106 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 768 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 225 sqft Shed |
| Deck Area | 140 sqft Deck |
| Patio Area | 140 sqft Patio |
| Porch Area | 128 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 109 THOMAS ST |
|---|---|
| City | GRATIS |
| State | OH |
| Zip | 45330-3503 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 183 & W 1/2 LOT 184 |
| Legal Subdivision | HEDGERS ADDITION |
| Legal Lot Number | 183 |
| Jurisdiction | PREBLE OH |
| Minor Civil Division | GRATIS |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 480100 |
Source: Preble County records · APN C06-0010-017-00-007-000
Assessment roll updated March 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 THOMAS ST, GRATIS, OH 45330-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Dec 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2021 | Re-recorded Document |
| Mar 18, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 1992 · Amount on Record |
| Deed Sale | Apr 09, 1992 · Amount on Record |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 000417/222 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 109 THOMAS ST, GRATIS, OH 45330-3503 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000423/140 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 423/140 |
| Instrument | 202100004556 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Dec 05, 2025 |
| Property Address | 109 THOMAS ST, GRATIS, OH 45330-3503 |
| Document Number | 00473/2145 |
| Book / Page | 473 / 2145 |
| Instrument Date | Dec 02, 2025 |
| Instrument | 202500005240 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 109 THOMAS ST, GRATIS, OH 45330-3503 |
| Document Number | 202500005241 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 202500005241 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Mar 29, 2021 |
| Property Address | 109 THOMAS ST, GRATIS, OH 45330 |
| Document Number | 000417/222 |
| Book / Page | 417 / 222 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 202100001788 |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 109 THOMAS STREET, GRATIS, OH 45330 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Mar 18, 2021 |
| Property Address | 109 THOMAS ST, GRATIS, OH 45330 |
| Document Number | 00416/1296 |
| Book / Page | 416 / 1296 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 202100001539 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 109 THOMAS STREET, GRATIS, OH 45330 |
Source: Preble County records · Assessment roll updated March 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Gratis Township |
| Municipality | Gratis Village |
| Unified School District | Preble Shawnee Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,542.00 (-2.84%) Homeowner's exemption | $60,830 (-) Land $8,750 Building $52,080 | |
| 2024 | $1,587.00 (+5.73%) Homeowner's exemption | $60,830 (-) Land $8,750 Building $52,080 | |
| 2023 | $1,501.00 (+15.91%) Homeowner's exemption | $60,830 (+16.94%) Land $8,750 Building $52,080 | $173,800 (-) Land $25,000 Building $148,800 |
| 2022 | $1,295.00 Homeowner's exemption | $52,020 Land $6,970 Building $45,050 | |
| 2020 | $173,800 Land $25,000 Building $148,800 |
Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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