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109 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 109 State St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,140 sqft
Lot Size0.167 acres (7,282 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Nov 2009)
Tax Bill$1,870 (2024)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN52-19-06-276-020

Property Details

APN / Parcel Number

Primary APN52-19-06-276-020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,140 sqft Living Area
1st Floor Area708 sqft
Basement Area708 sqft
Unfinished Basement708 sqft

Exterior

Lot Area7,282 sqft (0.167 acres)
Garage Area432 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address109 STATE ST
CityPETOSKEY
StateMI
Zip49770-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP RM-2
Legal DescriptionIGNATIUS PETOSKEY'S 2ND ADD. LOT 9 BLK 2. SECTION 6, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionIGNATIUS PETOSKEYS SECOND ADDITION
Legal Block2
Legal Lot Number9
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group3
Census Block3024
Census Tract970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 STATE ST, PETOSKEY, MI 49770-2715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2009 · Amount on Record
Deed SaleNov 17, 2009 · Amount on Record
Deed Book / Page1118 / 311
Last Transfer DateOct 29, 2018
Transfer Doc1207/64
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateOct 30, 2018
Property Address109 STATE ST, PETOSKEY, MI 49770-2715
Document Number1207/64
Book / Page1207 / 64
Instrument DateOct 29, 2018
Instrument000005160558
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 STATE ST, PETOSKEY, MI 49770-2715

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,200 (+6.32%) Land $126,200$252,400 (+6.32%) Land $252,400
2025$118,700 (+40.64%) Land $118,700$237,400 (+40.64%) Land $237,400
2024$1,870.00
2023$84,400 Land $84,400$168,800 Land $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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