114 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 114 State St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Dec 2023)
Tax Bill	$9,592 (2024)
Deeds & Mortgages	Dec 2023 Sale Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-276-034`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-276-034`

Exterior

Lot Area	8,843 sqft (0.203 acres)

Location & Zoning

Street Address	114 STATE ST
City	PETOSKEY
State	MI
Zip	49770-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	IGNATIUS PETOSKEY'S 2ND ADD. LOT 3 BLK 3 & E 12' OF LOT 4 BLK 3 SECTION 6, T34N R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	IGNATIUS PETOSKEYS 2ND ADD
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3023
Census Tract	970800

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 11TH ST NE, WASHINGTON, DC 20002-5318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Warranty Deed, Transfer TALON TITLE AGENCY
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	May 26, 2000 · Amount on Record
Deed Document Number	20235209525
Deed Book / Page	1256 / 536
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 13, 2023
Property Address	114 STATE ST, PETOSKEY, MI 49770-2716
Document Number	001256/536
Book / Page	1256 / 536
Instrument Date	Dec 4, 2023
Instrument	5209525
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$38.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 11TH ST NE, WASHINGTON, DC 20002-5318

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	114 STATE ST, PETOSKEY, MI 49770-2716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STATE ST, PETOSKEY, MI 49770-2716

Mortgage

Document Number	0000001224/0000000082
Date	Aug 17, 2020
Book Page	0000001224/0000000082
Instrument	5177028

Lender

Name	4FRONT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,600 (+58.63%) Land $231,600	$463,200 (+58.63%) Land $463,200
2024	$9,592.00
2023		$146,000 Land $146,000	$292,000 Land $292,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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