106 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 106 State St, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.139 acres (6,079 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Oct 2022)
Tax Bill$4,795 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-06-276-032

Property Details

APN / Parcel Number

Primary APN52-19-06-276-032

Exterior

Lot Area6,079 sqft (0.139 acres)

Location & Zoning

Street Address106 STATE ST
CityPETOSKEY
StateMI
Zip49770-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIGNATIUS PETOSKEY'S 2ND ADD. LOT 5 & E 18.76 FT OF LOT 6, BLK 3. EXC THEREFROM A STRIP OF LAND 50 FT WIDE, N/S, OF THE S END
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionIGNATIUS PETOSKEYS SECOND ADDITION
Legal Block3
Legal Lot Number5-6
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group3
Census Block3023
Census Tract970800

Owner

Source: Emmet County records · APN 52-19-06-276-032

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address106 STATE ST, PETOSKEY, MI 49770-2716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2022 · Amount on Record
Deed SaleOct 03, 2022 · Amount on Record
Prior SaleMay 06, 2013 · Amount on Record
Deed Document Number20225200510
Deed Book / Page1247 / 541
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateOct 03, 2022
Property Address106 STATE ST, PETOSKEY, MI 49770-2716
Document Number001247/541
Book / Page1247 / 541
Instrument DateSep 21, 2022
Instrument5200510
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 STATE ST, PETOSKEY, MI 49770-2716

Mortgage

Document Number0005200511
DateOct 03, 2022
Instrument5200511
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueJan 01, 2052

Mortgage

Document Number0000001247/0000000543
DateOct 03, 2022
Book Page0000001247/0000000543
Instrument5200512
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2032

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$208,200 (+57.25%) Land $208,200$416,400 (+57.25%) Land $416,400
2024$4,795.00
2023$132,400 Land $132,400$264,800 Land $264,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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