102 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 102 State St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.098 acres (4,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Oct 2025)
Tax Bill	$4,455 (2024)
Deeds & Mortgages	Oct 2025 Sale Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-276-031`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-276-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,904 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	4,280 sqft (0.098 acres)
Garage Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 STATE ST
City	PETOSKEY
State	MI
Zip	49770-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	IGNATIUS PETOSKEY'S 2ND ADD. N 95 FT OF W 54 FT OF LOT 6 BLK 3, EXC W 8.80 FT OF E 18.76 FT OF SD LOT 6 THEREOF. SECTION 6, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	IGNATIUS PETOSKEYS SECOND ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3023
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 GEMMA DR, MIDLAND, MI 48642-8117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Nov 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	20255223755
Deed Book / Page	1270 / 723
Prior Transfer Date	Apr 18, 2014
Prior Transfer Doc	1166/800
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 21, 2025
Property Address	102 STATE ST, PETOSKEY, MI 49770-2716
Document Number	001270/723
Book / Page	1270 / 723
Instrument Date	Oct 1, 2025
Instrument	5223755
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$46.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	702 GEMMA DR, MIDLAND, MI 48642-8117

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 3, 2020
Property Address	102 STATE ST, PETOSKEY, MI 49770-2716
Document Number	1226/745
Book / Page	1226 / 745
Instrument Date	Oct 14, 2020
Instrument	5179695
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 HINMAN AVE, EVANSTON, IL 60202-2528

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,400 (+13.8%) Land $209,400	$418,800 (+13.8%) Land $418,800
2025		$184,000 (+41.43%) Land $184,000	$368,000 (+41.43%) Land $368,000
2024	$4,455.00
2023		$130,100 Land $130,100	$260,200 Land $260,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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