Madison County property record for 100 Southern Ridge Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 5,388 sqft · built 1997 |
| Lot Size | 1.1 acres (48,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,700 (Apr 2022) |
| Tax Bill | $7,110 (2025) |
| Deeds & Mortgages | Jan 2024 Construction Loan Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-33-003/01.19 |
| Primary APN | 081H-33-003/01.19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 5,388 sqft Adjusted Area |
| Gross Area | 3,953 sqft |
| 1st Floor Area | 3,953 sqft |
| 2nd Floor Area | 694 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 48,260 sqft (1.1 acres) |
| Pool Area | 1,216 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|
| Account Number | 21427 |
|---|---|
| Street Address | 100 SOUTHERN RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 54 ANNANDALE PART B-3 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 33 |
| Legal Subdivision | ANNANDALE PT B3 |
| Legal Lot Number | 54 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30301 |
100 Southern Ridge Dr is owned and occupied by two individuals who bought it in April 2022.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Apr 4, 2022 | Special Warranty Deed, Transfer RENASANT BANK |
| Jan 21, 2021 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on File |
| Deed Sale | Apr 4, 2022 · Amount on File |
| Prior Sale | Dec 8, 2021 · Amount on File |
| Deed Document Number | 2022954121 |
| Deed Book / Page | 4191 / 728 |
| Prior Transfer Date | Dec 6, 2021 |
| Prior Transfer Doc | 0000945847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 100 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 168 LAKE HARBOUR DR, RIDGELAND, MS 39157-4011 |
| Document Number | 004400/669 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | 4400/669 |
| Instrument | 997129 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Nov 10, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 100 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 168 LAKE HARBOUR DR, RIDGELAND, MS 39157-4011 |
| Document Number | 004348/126 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 4348/126 |
| Instrument | 985147 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 30, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 4, 2022 |
| Property Address | 100 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 004191/728 |
| Book / Page | 4191 / 728 |
| Map Reference | CAB B SL 88 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 954121 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Investor | Possibly a Property Investor |
| Document Number | 0000954122 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 954122 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Apr 5, 2023 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 21, 2021 |
| Property Address | 100 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0000916102 |
| Book / Page | 003976 / 000451 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 916102 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 8, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5500 IRVINE CA 92619, IRVINE, CA 92619 |
The 2025 property tax bill for 100 Southern Ridge Dr was $7,110 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,110.00 Homeowner's exemption | $63,595 | $635,950 Land $84,000 Building $551,950 |
| 2024 | $7,110.00 | ||
| 2023 | $7,110.00 Homeowner's exemption | $63,595 | $635,950 Land $84,000 Building $551,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 100 Southern Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Southern Ridge Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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