Lorain County property record for 109 Richmond Ct, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,338 sqft · built 2012 |
| Lot Size | 0.042 acres (1,823 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,500 (Aug 2015) |
| Tax Bill | $1,706 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-786-019 |
| Primary APN | 10-00-005-786-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,338 sqft Living Area |
| Gross Area | 1,758 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,823 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 48 sqft |
| Canopy | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 RICHMOND CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0923 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHESAPEAKE CONDOMINIUM PH 16 |
| Legal Subdivision | CHESAPEAKE CONDO |
| Legal Block | 786 |
| Legal Lot Number | UNIT |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 71202 |
Source: Lorain County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2015 · Amount on Record |
| Deed Sale | Aug 17, 2015 · Amount on Record |
| Prior Sale | Jul 6, 2012 · Amount on Record |
| Deed Document Number | 2015556044 |
| Last Transfer Date | Aug 18, 2020 |
| Transfer Doc | 0000774972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 109 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000069117 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-0069117 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,706.00 Homeowner's exemption | $62,230 (+%) Land $12,950 Building $49,280 | $177,790 (-) Land $37,000 Building $140,790 |
| 2024 | $1,706.00 (-15.84%) | $62,227 (+17.18%) Land $12,950 Building $49,277 | $177,790 (+17.18%) Land $37,000 Building $140,790 |
| 2023 | $2,027.00 (-0.64%) | $53,106 (-0.01%) Land $11,855 Building $41,251 | $151,730 (-) Land $33,870 Building $117,860 |
| 2022 | $2,040.00 | $53,110 Land $11,860 Building $41,250 | |
| 2021 | $151,730 Land $33,870 Building $117,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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