Lorain County property record for 103 Richmond Ct, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,338 sqft · built 2009 |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Feb 2025) |
| Tax Bill | $2,684 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-786-017 |
| Primary APN | 10-00-005-786-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 103 RICHMOND CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0923 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHESAPEAKE CONDO PH 14 |
| Legal Subdivision | CHESAPEAKE CONDOMINIUM |
| Legal Lot Number | 49 |
| Legal Unit | 49 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 71202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 31, 2020 | Grant Deed, Transfer FIRST NATIONWIDE TITLE AGENCY LT, FIRST NATIONWIDE TITLE AGCY |
| Oct 3, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on Record |
| Deed Sale | Feb 5, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2020 |
| Deed Document Number | 2025000544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 103 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000883933 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-0883933 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 31, 2020 |
| Property Address | 103 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000747632 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 747632 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | FIRST NATIONWIDE TITLE AGENCY LT, FIRST NATIONWIDE TITLE AGCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 RICHMOND CT ELYRIA OH 440350923, ELYRIA, OH 44035-0923 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 3, 2019 |
| Property Address | 103 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000732905 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 732905 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 333 S MAIN ST #401 AKRON OH 443081225, 401, AKRON, OH 44308-1225 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,684.00 | $65,070 (%) Land $12,950 Building $52,120 | $185,920 (-) Land $37,000 Building $148,920 |
| 2024 | $2,684.00 (+35.01%) | $65,072 (+24.49%) Land $12,950 Building $52,122 | $185,920 (+24.49%) Land $37,000 Building $148,920 |
| 2023 | $1,988.00 (-0.7%) | $52,270 (-0.02%) Land $11,855 Building $40,415 | $149,340 (-) Land $33,870 Building $115,470 |
| 2022 | $2,002.00 | $52,280 Land $11,860 Building $40,420 | |
| 2021 | $149,340 Land $33,870 Building $115,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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