128 Richmond Ct, Elyria, OH 44035 Property Records

Lorain County property record for 128 Richmond Ct, Elyria, OH 44035

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,377 sqft · built 2012
Lot Size0.041 acres (1,822 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jun 2026)
Tax Bill$1,751 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00-005-786-021

Property Details

APN / Parcel Number

Primary APN10-00-005-786-021

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,377 sqft Living Area
Gross Area1,797 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,822 sqft (0.041 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area48 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address128 RICHMOND CT
CityELYRIA
StateOH
Zip44035-0923
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCHESAPEAKE CONDO PH 18
Legal SubdivisionCHESAPEAKE CONDO
Legal Block786
Legal Lot NumberUNIT
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3012
Census Tract71202

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 RICHMOND CT, ELYRIA, OH 44035-0923
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Affidavit, Transfer
Jun 22, 2026Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Nov 6, 2018Grant Deed, Transfer
CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleNov 6, 2018 · Amount on Record
Deed Document Number2026100499
Prior Transfer DateJun 16, 2026
Prior Transfer Doc0000100176
Record UpdatedSep 20, 2026

June 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionLORAIN OH
Recording DateJun 17, 2026
Property Address128 RICHMOND CT, ELYRIA, OH 44035-0923
Document Number0000100176
Instrument DateJun 16, 2026
Instrument2026100176
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 RICHMOND CT, ELYRIA, OH 44035-0923

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateJun 22, 2026
Property Address128 RICHMOND CT, ELYRIA, OH 44035-0923
Document Number0000100499
Instrument DateJun 12, 2026
Instrument2026100499
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyGUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84,840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address128 RICHMOND CT, ELYRIA, OH 44035-0923

Mortgage

Document Number0000100500,
DateJun 22, 2026
Instrument2026100500
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateNov 6, 2018
Property Address128 RICHMOND CT, ELYRIA, OH 44035-0923
Document Number0000694014
Instrument DateNov 5, 2018
Instrument694014
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

AmountAmount Recorded
Tax$620.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 RICHMOND CT ELYRIA OH 440350923, ELYRIA, OH 44035-0923

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,751.00 (-22.9%) Homeowner's exemption$63,330 (+%) Land $12,950 Building $50,380$180,940 (-) Land $37,000 Building $143,940
2024$2,271.00 (+9.76%)$63,329 (+17.24%) Land $12,950 Building $50,379$180,940 (+17.24%) Land $37,000 Building $143,940
2023$2,069.00 (-0.62%)$54,016 (-0.01%) Land $11,855 Building $42,161$154,330 (-) Land $33,870 Building $120,460
2022$2,082.00$54,020 Land $11,860 Building $42,160
2021$154,330 Land $33,870 Building $120,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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