Lorain County property record for 122 Richmond Ct, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 2007 |
| Lot Size | 0.046 acres (2,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2019) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-786-013 |
| Primary APN | 10-00-005-786-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| Gross Area | 1,965 sqft |
| 1st Floor Area | 1,565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,062 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 141 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 122 RICHMOND CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0923 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHESAPEAKE CONDO PH 10 |
| Legal Subdivision | CHESAPEAKE CONDO |
| Legal Block | 786 |
| Legal Lot Number | UNIT |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 71202 |
Source: Lorain County assessment roll, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 5, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 28, 2019 | Foreclosure · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Nov 26, 2007 · Amount on Record |
| Deed Document Number | 2019720137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000002548 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024-0002548 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000831373 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0831373 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000848085 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021-0848085 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000768352 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 122 RICHMOND CT ELYRIA OH 440350923, ELYRIA, OH 44035-0923 |
| Document Number | 0000768352 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 768352 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 8, 2035 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 28, 2019 |
| Property Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000720137 |
| Map Reference | VOL 82 PG 67 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019-0720137 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 RICHMOND CT, ELYRIA, OH 44035-0923 |
| Document Number | 0000720138 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019-0720138 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 (-2.78%) Homeowner's exemption | $70,270 (-) Land $12,950 Building $57,320 | $200,770 (-) Land $37,000 Building $163,770 |
| 2024 | $2,981.00 (+14.65%) | $70,270 (+24.7%) Land $12,950 Building $57,320 | $200,770 (+24.7%) Land $37,000 Building $163,770 |
| 2023 | $2,600.00 (+0.27%) | $56,351 (-0.02%) Land $11,855 Building $44,496 | $161,000 (-) Land $33,870 Building $127,130 |
| 2022 | $2,593.00 | $56,360 Land $11,860 Building $44,500 | |
| 2021 | $161,000 Land $33,870 Building $127,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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