Marion County property record for 109 Opal Ln, Prospect, OH 43342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,028 sqft · built 1996 |
| Lot Size | 1.08 acres (47,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (May 1999) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-0240100.408 |
| Primary APN | 27-0240100.408 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Upper Floors Area | 816 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Block |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 47,175 sqft (1.08 acres) |
| View / Lot | Front Unit |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 109 OPAL LN |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GERDICK LOT 523 PG 4-1 IRREG |
| Legal Subdivision | GERDICK |
| Legal Lot Number | 523 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
Source: Marion County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 OPAL LN, PROSPECT, OH 43342-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 1999 · Amount on Record |
| Deed Sale | May 11, 1999 · Amount on Record |
| Prior Sale | Sep 24, 1996 · Amount on Record |
| Deed Document Number | 1999531 |
| Last Transfer Date | Sep 20, 2023 |
| Transfer Doc | 0016720478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MARION OH |
| Recording Date | Sep 20, 2023 |
| Property Address | 109 OPAL LN, PROSPECT, OH 43342-9621 |
| Document Number | 0016720478 |
| Book / Page | 1672 / 478 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023-05116 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 OPAL LN, PROSPECT, OH 43342-9621 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 91 FULKS RD, BENTON, KY 42025-7704 |
Source: Marion County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 (+14.61%) | $103,980 (+37.63%) Land $20,670 Building $83,310 | $297,090 (+37.63%) Land $59,060 Building $238,030 |
| 2024 | $3,635.00 (+0.92%) | $75,550 (-) Land $10,360 Building $65,190 | |
| 2023 | $3,602.00 (-0.3%) | $75,550 (-) Land $10,360 Building $65,190 | |
| 2022 | $3,613.00 | $75,550 Land $10,360 Building $65,190 | $215,860 Land $29,600 Building $186,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Bresco Broadband, Verizon.
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