109 Live Oak, Tow, TX 78672 Property Records

Llano County property record for 109 Live Oak, Tow, TX 78672

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,212 sqft · built 1972
Lot Size	1.05 acres (45,999 sqft)
Owner	Individual Name on File
Tax Bill	$3,651 (2026)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12880-401-0005-0`

Property Details

APN / Parcel Number

Primary APN	`12880-401-0005-0`
Alternative APN	`42312`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	2,212 sqft
Utility Area	162 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Gable
Roof Material	Metal
Lot Area	45,999 sqft (1.05 acres)
Garage Type	Carport
Garage Area	368 sqft
Carport	Carport
Carport Area	368 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	428 sqft
Patio Area	644 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12880-401-0005-0
Street Address	109 LIVE OAK
City	TOW
State	TX
Zip	78672-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE POINT UNIT 4 BLK 1 LTS 4 THRU 6
Legal Subdivision	PARADISE POINT
Legal Block	1
Legal Lot Number	4-6
Jurisdiction	LLANO TX
Township / Civil Division	LLANO NORTH
Census Block Group	1
Census Block	1059
Census Tract	970100

Owner

109 Live Oak is owned and occupied by an individual who acquired it in July 2018.

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 LIVE OAK, TOW, TX 78672-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018
Deed Sale	Jul 11, 2018
Prior Sale	Oct 2, 2017
Deed Document Number	20184369
Deed Book / Page	1582 / 890
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	01570/2904
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jul 11, 2018
Property Address	109 LIVE OAK, TOW, TX 78672-4911
Document Number	1582/0890
Book / Page	1582 / 0890
Map Reference	VOL 95 PG 537&538
Instrument Date	Jul 3, 2018
Instrument	18-04369
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 MUSTANG LN, 603, SAN MARCOS, TX 78666-1186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 EAGLE LAKE RD, SEALY, TX 77474-3712

Tax Assessment & Valuation

The 2026 property tax bill for 109 Live Oak was $3,651 with exemptions applied, up 160.2% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,651.00 (+160.23%)	$322,916 (+1%)	$381,630 (+3%) Land $41,260 Building $340,370
2025	$1,403.00 Homeowner's exemption Senior Citizen's exemption	$293,560 Land $31,740 Building $261,820	$293,560 Land $31,740 Building $261,820
2023	$2,510.00 Homeowner's exemption Senior Citizen's exemption	$268,020 Land $40,020 Building $228,000	$268,020 Land $40,020 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Live Oak in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999)
Most Recent Claim	Mar 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Live Oak is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARADISE POINT SUBDIVISION private · serves 528 people · EPA ID TX1500008
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, VGI Technology.

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