Cecil County property record for 109 Lafayette Dr, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 976 sqft · built 1996 |
| Lot Size | 0.323 acres (14,069 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,950 (Mar 1996) |
| Tax Bill | $3,302 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-092496 |
| Primary APN | 03-092496 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 976 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,069 sqft (0.323 acres) |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 092496 |
|---|---|
| Street Address | 109 LAFAYETTE DR |
| City | ELKTON |
| State | MD |
| Zip | 21921-6154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 118 - .323 ACRE 109 LAFAYETTE DRIVE COLONIAL RIDGE |
| Legal Subdivision | COLONIAL RIDGE |
| Legal Lot Number | 118 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30508 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Lafayette Dr is owned and occupied by two individuals who bought it in March 1996.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 LAFAYETTE DR, ELKTON, MD 21921-6154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 1996 · Amount on File |
| Deed Sale | Mar 15, 1996 · Amount on File |
| Deed Document Number | 1996234750 |
| Deed Book / Page | 585 / 914 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 Lafayette Dr was $3,302 with a homeowner's exemption, up 5.2% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,302.00 (+5.16%) Homeowner's exemption | $201,467 | $216,400 Land $83,500 Building $132,900 |
| 2025 | $3,140.00 Homeowner's exemption | ||
| 2023 | $2,262.00 Homeowner's exemption | $170,267 | $171,600 Land $63,500 Building $108,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Lafayette Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Lafayette Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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