Cecil County property record for 106 Lafayette Dr, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,220 sqft · built 1997 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,500 (Aug 2012) |
| Tax Bill | $4,130 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-092410 |
| Primary APN | 03-092410 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,220 sqft Total Area |
| Basement Area | 371 sqft |
| Finished Basement | 371 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,598 sqft (0.404 acres) |
| Garage Type | Basement |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 092410 |
|---|---|
| Street Address | 106 LAFAYETTE DR |
| City | ELKTON |
| State | MD |
| Zip | 21921-6154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 87 - .404 ACRE 106 LAFAYETTE DRIVE COLONIAL RIDGE |
| Legal Subdivision | COLONIAL RIDGE |
| Legal Lot Number | 87 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30508 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
106 Lafayette Dr is owned and occupied by an individual who bought it in August 2012.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 LAFAYETTE DR, ELKTON, MD 21921-6154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2012 · Amount on File |
| Deed Sale | Aug 29, 2012 · Amount on File |
| Prior Sale | Jul 9, 2007 · Amount on File |
| Deed Book / Page | 3250 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 106 LAFAYETTE DR, ELKTON, MD 21921-6154 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0049180365 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4918/365 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 106 Lafayette Dr was $4,130 with a homeowner's exemption, up 5.1% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,130.00 (+5.14%) Homeowner's exemption | $250,900 | $269,000 Land $85,200 Building $183,800 |
| 2025 | $3,928.00 Homeowner's exemption | ||
| 2023 | $3,003.00 Homeowner's exemption | $212,867 | $214,700 Land $65,200 Building $149,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Lafayette Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Lafayette Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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