Cecil County property record for 107 Lafayette Dr, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,576 sqft · built 1995 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,000 (Aug 2006) |
| Tax Bill | $3,942 (2026) |
| Deeds & Mortgages | May 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-092399 |
| Primary APN | 03-092399 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,149 sqft (0.233 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 092399 |
|---|---|
| Street Address | 107 LAFAYETTE DR |
| City | ELKTON |
| State | MD |
| Zip | 21921-6154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 117 - .233 ACRE 107 LAFAYETTE DRIVE COLONIAL DRIVE |
| Legal Subdivision | COLONIAL RIDGE |
| Legal Lot Number | 117 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30508 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 LAFAYETTE DR, ELKTON, MD 21921-6154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2006 · Amount on Record |
| Deed Sale | Aug 7, 2006 · Amount on Record |
| Prior Sale | Jun 4, 2003 · Amount on Record |
| Deed Document Number | 2006272795 |
| Deed Book / Page | 2185 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 107 LAFAYETTE DR, ELKTON, MD 21921-6154 |
| Document Number | 0046560148 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 LAFAYETTE DR ELKTON MD 219216154, ELKTON, MD 21921-6154 |
| Document Number | 0046560148 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 004656/000148 |
| Name | ALLY BK |
|---|---|
| Type | Bank |
| Address | ELKTON, MD 21921 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 11, 2060 |
| Rate | 4.5% |
|---|
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,942.00 (+4.07%) Homeowner's exemption | $233,333 (+5.5%) | $245,500 (-) Land $81,500 Building $164,000 |
| 2025 | $3,788.00 (+31.94%) Homeowner's exemption | $221,167 (+7.76%) | $245,500 (+17.46%) Land $81,500 Building $164,000 |
| 2023 | $2,871.00 Homeowner's exemption | $205,233 | $209,000 Land $61,500 Building $147,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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