108 Lafayette Dr, Elkton, MD 21921 Property Records

Cecil County property record for 108 Lafayette Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 1996
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on File
Last Sale	$119,900 (Apr 1996)
Tax Bill	$3,986 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-092429`

Property Details

APN / Parcel Number

Primary APN	`03-092429`
Alternative APNs	`3092429` `092429`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Total Area
Basement Area	408 sqft
Finished Basement	408 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	80 sqft
Deck Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	092429
Street Address	108 LAFAYETTE DR
City	ELKTON
State	MD
Zip	21921-6154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 88 - .308 ACRE 108 LAFAYETTE DRIVE COLONIAL RIDGE
Legal Subdivision	COLONIAL RIDGE
Legal Lot Number	88
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2002
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Lafayette Dr is owned and occupied by two individuals who bought it in April 1996.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 LAFAYETTE DR, ELKTON, MD 21921-6154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 1996 · Amount on File
Deed Sale	Apr 26, 1996 · Amount on File
Deed Document Number	1996235046
Deed Book / Page	592 / 787
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	108 LAFAYETTE DR, ELKTON, MD 21921-6154
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AVENUE 365 LENDER SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047730475
Date	Jan 20, 2021
Book Page	4773/475

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	108 LAFAYETTE DR, ELKTON, MD 21921-6154
Document Number	0047730096
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LAFAYETTE DR ELKTON MD 219216154, ELKTON, MD 21921-6154

Mortgage

Document Number	0047730096
Date	Jan 20, 2021
Book Page	004773/000096

Lender

Name	NEWREZ LLC
Address	1100 VIRGINIA DR, FORT WASHINGTON, PA 19034-3276

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 108 Lafayette Dr was $3,986 with a homeowner's exemption, up 5.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,986.00 (+5.14%) Homeowner's exemption	$242,533	$260,200 Land $83,200 Building $177,000
2025	$3,791.00 Homeowner's exemption
2023	$2,821.00 Homeowner's exemption	$202,367	$207,200 Land $63,200 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Lafayette Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Lafayette Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lafayette Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures