109 Joyce Rd, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 109 Joyce Rd, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,724 sqft · built 1962
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Jun 2025)
Tax Bill	$9,762 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-97-1418`

Property Details

APN / Parcel Number

Primary APN	`28-97-1418`
Alternative APNs	`FRAM M:028 B:97 L:1418 U:000` `M:616.0 B:0001 L:0033.0` `F_679117_2947487` `15533`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	1,724 sqft
Basement Area	1,628 sqft
Unfinished Basement	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1967
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15533
Street Address	109 JOYCE RD
City	FRAMINGHAM
State	MA
Zip	01701-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	97
Legal Lot Number	1418
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3001
Census Tract	383800

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 JOYCE RD, FRAMINGHAM, MA 01701-3365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 3, 2025	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 31, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance METRO CU
Jun 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Book / Page	84177 / 8
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	109 JOYCE RD, FRAMINGHAM, MA 01701-3365
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085308-179
Date	Mar 6, 2026
Book Page	85308/179
Instrument	24677

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jun 3, 2025
Property Address	109 JOYCE RD, FRAMINGHAM, MA 01701-3365
Document Number	00084177-8
Book / Page	84177 / 8
Instrument Date	Jun 3, 2025
Instrument	61809
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 JOYCE RD, FRAMINGHAM, MA 01701-3365

Mortgage

Document Number	0000061810
Date	Jun 3, 2025
Instrument	61810

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 31, 2020
Property Address	109 JOYCE RD, FRAMINGHAM, MA 01701-3365
Document Number	75256-232
Book / Page	75256 / 232
Instrument Date	Jul 27, 2020
Instrument	126757
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 JOYCE RD, FRAMINGHAM, MA 01701-3365

Mortgage

Document Number	75256-237
Date	Jul 31, 2020
Book Page	75256/237
Instrument	126758

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jun 29, 2017
Property Address	109 JOYCE RD, FRAMINGHAM, MA 01701-3365
Document Number	69526-544
Book / Page	069526 / 000544
Instrument Date	May 22, 2017
Instrument	100685
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,421.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 JOYCE RD FRAMINGHAM MA 017013365, FRAMINGHAM, MA 01701-3365

Mortgage

Document Number	69526-547
Date	Jun 29, 2017
Book Page	069526/000547
Instrument	100686

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,762.00 (+1.2%)	$825,200 (+2.14%) Land $294,300 Building $474,100	$802,092 (+3.79%)
2025	$9,646.00 (+9.88%)	$807,900 (+14.66%) Land $280,200 Building $527,700	$772,825 (+9.89%)
2024	$8,779.00 (+6.39%)	$704,600 (+11.77%) Land $250,200 Building $454,400	$703,285
2023	$8,252.00	$630,400 Land $223,300 Building $407,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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