1. Home
  2. Iowa
  3. Winneshiek County
  4. Decorah
  5. E Water St

109 E Water St, Decorah, IA 52101 Property Records

Winneshiek County property record for 109 E Water St, Decorah, IA 52101

Property Summary

Property TypeMixed Use Store/Office
Details2,200 sqft · built 1900
Lot Size0.062 acres (2,718 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Mar 2025)
Tax Bill$5,744 (2026)
Deeds & MortgagesMar 2025 Sale
Flood ZoneZone X (minimal risk)
APN111643200400

Property Details

APN / Parcel Number

Primary APN111643200400

Interior

Stories2 Stories
Building Area2,200 sqft Gross Area
1st Floor Area1,100 sqft
Basement Area1,100 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Roof MaterialRolled Roofing
Lot Area2,718 sqft (0.062 acres)
Lot Dimensions114 ft deep x 22 ft wide
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address109 E WATER ST
CityDECORAH
StateIA
Zip52101-1801
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionL 3 IN N 1/2 OF BLK 13 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section16
Legal SubdivisionORIGINAL DECORAH
Legal Block13
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1059
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decorah Commercial Historic District
listed 2017 · 86 contributing resources · NRIS 100001482

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 E Water St, a commercial property, is owned by a company that bought it in March 2025.

Source: Winneshiek County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address2238 GLENVILLE RD, DECORAH, IA 52101-7345
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2025 · Amount on File
Deed SaleMar 21, 2025 · Amount on File
Prior SaleMay 25, 2022 · Amount on File
Deed Document Number2025757
Deed Book / Page2025 / 757
Record UpdatedOct 29, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateMar 21, 2025
Property Address109 E WATER ST, DECORAH, IA 52101-1801
Document Number002025/757
Book / Page2025 / 757
Map ReferenceMB A PG 209
Instrument DateMar 20, 2025
Instrument2025 757
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount on Record
Tax$327.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2238 GLENVILLE RD, DECORAH, IA 52101-7345

Tax Assessment & Valuation

The 2026 property tax bill for 109 E Water St was $5,744.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,744.00$209,480 (+6.1%) Land $36,410 Building $173,070$209,480 (+6.1%) Land $36,410 Building $173,070
2025$5,744.00 (+9.91%)$197,440 Land $36,410 Building $161,030$197,440 Land $36,410 Building $161,030
2024$5,226.00
2023$177,320 (+20.79%) Land $36,410 Building $140,910$177,320 Land $36,410 Building $140,910
2022$4,170.00$146,800 Land $30,340 Building $116,460
2021$146,800 Land $30,340 Building $116,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Water St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		100 / 20

May also be available: GigFire.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures