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117 E Water St, Decorah, IA 52101 Property Records

Winneshiek County property record for 117 E Water St, Decorah, IA 52101

Property Summary

Property TypeOffice Building
Details2,064 sqft · built 1990
Lot Size0.058 acres (2,508 sqft)
OwnerCompany Name on File
Last Sale$252,500 (Apr 2023)
Tax Bill$7,242 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN111643200700

Property Details

APN / Parcel Number

Primary APN111643200700

Interior

Stories1 Story
Building Area2,064 sqft Gross Area
1st Floor Area2,064 sqft
Basement Area2,064 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof MaterialGalvanized Metal
Lot Area2,508 sqft (0.058 acres)
Lot Dimensions114 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address117 E WATER ST
CityDECORAH
StateIA
Zip52101-1801
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionL 7 SUBD N1/2 BLK 13 ORIGINAL DEC
Legal Range08W
Legal Township98N
Legal Section16
Legal SubdivisionORIGINAL DECORAH
Legal Block13
Legal Lot Number1,4
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1059
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decorah Commercial Historic District
listed 2017 · 86 contributing resources · NRIS 100001482

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

117 E Water St, a commercial property, is owned by a company that bought it in April 2023.

Source: Winneshiek County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address117 E WATER ST, DECORAH, IA 52101-1801
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2023 · Amount on File
Deed SaleApr 17, 2023 · Amount on File
Prior SaleAug 31, 2015 · Amount on File
Deed Document Number2023948
Deed Book / Page2023 / 948
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateApr 17, 2023
Property Address117 E WATER ST, DECORAH, IA 52101-1801
Document Number002023/948
Book / Page2023 / 948
Instrument DateApr 17, 2023
Instrument2023 0948
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$403.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2718 COLLEGE DR, DECORAH, IA 52101-7700
InvestorPossibly a Property Investor

Mortgage

Document Number0020230949
DateApr 17, 2023
Instrument2023 0949
Lender
NameWAUKON STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 117 E Water St was $7,242.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,242.00$280,610 (-) Land $32,950 Building $247,660$280,610 (-) Land $32,950 Building $247,660
2025$7,242.00 (+8.28%)$280,610 Land $32,950 Building $247,660$280,610 Land $32,950 Building $247,660
2024$6,688.00
2023$240,580 (+12.88%) Land $32,950 Building $207,630$240,580 Land $32,950 Building $207,630
2022$5,374.00$213,120 Land $27,460 Building $185,660
2021$213,120 Land $27,460 Building $185,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 E Water St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 117 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		100 / 20

May also be available: GigFire.

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