Winneshiek County property record for 101 E Water St, Decorah, IA 52101
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 8,084 sqft · built 1900 |
| Lot Size | 0.079 acres (3,440 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,944 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 111643200100 |
| Primary APN | 111643200100 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 8,084 sqft Gross Area |
| 1st Floor Area | 2,236 sqft |
| Basement Area | 1,204 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 3,440 sqft (0.079 acres) |
| Lot Dimensions | 80 ft deep x 43 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 101 E WATER ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1801 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 10 N 1/2 BLK 13 LOT 10 N 1/2 BLK 13 ORIGINAL DECORAH ORIGINAL DECORAH |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 16 |
| Legal Subdivision | DECORAH |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Decorah Commercial Historic District listed 2017 · 86 contributing resources · NRIS 100001482 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 126, DECORAH, IA 52101-0126 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2015 |
| Transfer Doc | 2015/2038 |
| Record Updated | Oct 29, 2026 |
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,944.00 | $386,310 (-) Land $53,660 Building $332,650 | $386,310 (-) Land $53,660 Building $332,650 |
| 2025 | $9,944.00 (+13.46%) | $386,310 (+14.57%) Land $53,660 Building $332,650 | $386,310 (+14.57%) Land $53,660 Building $332,650 |
| 2024 | $8,764.00 (+24.99%) | ||
| 2023 | $337,190 (+22.01%) Land $53,660 Building $283,530 | $337,190 (+22.01%) Land $53,660 Building $283,530 | |
| 2022 | $7,012.00 | $276,370 Land $44,720 Building $231,650 | |
| 2021 | $276,370 Land $44,720 Building $231,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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