Winneshiek County property record for 104 E Water St, Decorah, IA 52101
| Property Type | Hotel/Motel |
|---|---|
| Details | 50,138 sqft · built 1900 |
| Lot Size | 0.453 acres (19,722 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $71,286 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 111642706300 |
| Primary APN | 111642706300 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 50,138 sqft Gross Area |
| 1st Floor Area | 9,868 sqft |
| Basement Area | 9,868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Rolled Roofing |
| Lot Area | 19,722 sqft (0.453 acres) |
| Lot Dimensions | 114 ft deep x 173 ft wide |
| Canopy | 1 sqft |
| Total Buildings | 5 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 104 E WATER ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1802 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel/Motel |
| Legal Description | LOTS 11 & 12 BLK 2 & LOT 1 BLK 3 ORIG DEC |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 16 |
| Legal Subdivision | EMERALD TERRACE SUBDIVISION |
| Legal Block | 2,3 |
| Legal Lot Number | 1,11-12 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Decorah Commercial Historic District listed 2017 · 86 contributing resources · NRIS 100001482 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 E WATER ST, DECORAH, IA 52101-1802 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2013 |
| Transfer Doc | 02013/3783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 104 E WATER ST, DECORAH, IA 52101-1802 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/4672 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 2021/4672 |
| Instrument | 2021 4672 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,286.00 | $2,092,260 (-) Land $259,090 Building $1,833,170 | $2,092,260 (-) Land $259,090 Building $1,833,170 |
| 2025 | $71,286.00 (+10.28%) | $2,092,260 (+12.59%) Land $259,090 Building $1,833,170 | $2,092,260 (+12.59%) Land $259,090 Building $1,833,170 |
| 2024 | $64,642.00 (+21.23%) | ||
| 2023 | $1,858,290 (+16.96%) Land $259,090 Building $1,599,200 | $1,858,290 (+16.96%) Land $259,090 Building $1,599,200 | |
| 2022 | $53,322.00 | $1,588,850 Land $215,900 Building $1,372,950 | |
| 2021 | $1,588,850 Land $215,900 Building $1,372,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures