109 E Front St, Buchanan, MI 49107 Property Records

Berrien County property record for 109 E Front St, Buchanan, MI 49107 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1864
Square Footage4,680 sqft Total Area
Lot Size2,614 sqft (0.06 acres)
Last Sale$110,000 (2018)
Tax Bill$1,963.00 (2025)

Property Details

APN / Parcel Number

Primary APN58-0340-0043-02-6
Alternative APN
  • 11-58-0340-0043-02-6

Interior

Building Area4,680 sqft Total Area
Stories3 Stories

Exterior

Year BuiltBuilt 1864
Effective Year BuiltEffective 1864
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area2,614 sqft (0.06 acres)
Depth X Width99 ft x 26 ft Depth x Width

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address109 E FRONT ST
CityBUCHANAN
StateMI
Zip49107-1256
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCOM 50' N88DEG36'18W OF SE COR OF LOT 43 ORIG PLAT OF CITY OF BUCHANAN TH N88DEG36'18"W 26' TH N01DEG24'54"E 99.08' TH
Legal SubdivisionSD PLAT
Legal Lot Number42-43
Legal Unit43,4
JurisdictionBERRIEN MI
Minor Civil DivisionBUCHANAN
Census Blockgroup5
Census Block5017
Census Tract20200

Owner

Source: Berrien County records · APN 58-0340-0043-02-6

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 E FRONT ST, BUCHANAN, MI 49107-1256
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage · Commercial Mortgage
HONOR CU
May 21, 2018Warranty Deed, Transfer · Commercial Mortgage
HONOR CU
May 22, 2018Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2018 · Amount on Record
Deed SaleMay 21, 2018 · Amount on Record
Prior SaleDec 07, 1992 · Amount on Record
Deed Book / Page3206 / 523
Prior Transfer DateMay 17, 2018
Prior Transfer Doc03206/1334
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address109 E FRONT ST, BUCHANAN, MI 49107-1256
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5861 STAGECOACH RD, PORTAGE, IN 46368-1039

Mortgage

Document Number03409/4269
DateAug 15, 2023
Book Page3409/4269
Instrument2023386792
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 21, 2018
Property Address109 E FRONT ST, BUCHANAN, MI 49107-1256
Document Number03206/0523
Book / Page3206 / 0523
Map ReferenceMB L PG421
Instrument DateMay 17, 2018
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$946.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address139 MOCCASIN ST, BUCHANAN, MI 49107-1218

Transferred To (Grantee/Buyer)

NameVerified Name
Address5861 STAGECOACH RD, PORTAGE, IN 46368-1039

Mortgage

Document Number0003206525
DateMay 21, 2018
Instrument3206/525
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateMay 22, 2018
Property Address109 E FRONT ST, BUCHANAN, MI 49107-1256
Document Number03206/1334
Book / Page3206 / 1334
Map ReferenceMB L PG421
Instrument DateMay 17, 2018
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5861 STAGECOACH RD, PORTAGE, IN 46368-1039

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address109 E FRONT ST, BUCHANAN, MI 49107-1256

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBuchanan City
Unified School DistrictBuchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$100,300 (+2.66%)$200,600 (+2.66%)
2025$1,963.00 (+2.51%)$97,700 (+22.74%)$195,400 (+22.74%)
2024$1,915.00 (+6.86%)
2023$79,600$159,200
2022$1,792.00

Flood & Wildfire

109 E Front St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Buchanan Downtown Historic District
listed 2009 · 78 contributing resources · NRIS 09000678

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E Front St

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